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You might think "It'll never happen to me..." Think again!
No one expects sudden death, car theft, accidents, retrenchment or illness. Unfortunately, things do not always go the way we want it to go. When such unfortunate events do strike, they can be devastating for you and your family.
If something does happen, it may be difficult to cope financially. MLC can provide you with a choice of cover to maintain those things you work so hard to protect.
MLC offers a multi-award-winning protection package through MLC Personal Protection Portfolio and MLC Life Cover Super.
MLC Personal Protection Portfolio: provides a range of insurances and options to suit your family's personal needs and budget within the one package.
You can choose to include Life Cover, Total and Permanent Disability, Critical Illness, Income Protection, Business Expenses and Premium Waiver insurances.
MLC Life Cover Super: allows you to incorporate a range of insurance choices as part of your superannuation requirements.
You can choose to include Life Cover, Total and Permanent Disability, Income Protection and Premium Waiver insurances.
To find out more about the insurances available, click on one of the links below:
Life Cover: this provides a lump sum payment to your family to secure their financial security in the event of your death, terminal illness or accidental injury.
Total and Permanent Disability: this provides you with a lump sum benefit if you are totally or permanently disabled due to illness or injury and are unable to work.
Critical Illness: this provides you with a lump sum benefit if you suffer a specified critical condition as covered in the policy.
Income Protection: this provides you with a monthly benefit of up to 75% of your current income if you are temporarily unable to work due to illness or injury.
Premium Waiver: this enables you to maintain your policy if you are unable to pay your premium if you suffer financial hardship.
Business Expenses: provides cover for your business expenses that enables your business to continue to operate if you are temporarily disabled and unable to work.
Want to know more?
Contact your Financial Planner or click here to contact us.
Disclaimer
The information provided here is for general use only and has been prepared without taking into account any particular person's objectives, financial situation or needs. You should, before acting on this information, consider the appropriateness of this information having regard to your personal objectives, financial situation or needs. You should obtain financial advice specific to your situation before making any financial investment or insurance decision.
MLC Limited (ABN 90 000 000 402 AFSL 230694) is the issuer of MLC Personal Protection Portfolio.
MLC Nominees Pty Limited (ABN 93 002 814 959 AFSL 230702 RSE L0002998 Trustee of The Universal Super Scheme R1056778) is the issuer of MLC Life Cover Super. MLC Limited and MLC Nominees Pty Limited, both of 105-153 Miller Street, North Sydney NSW 2060, are members of the National Australia Group of companies.
The combined Product Disclosure Statement (‘PDS’) for MLC Personal Protection Portfolio and MLC Life Cover Super provides information about these products. You should consider this disclosure document before making any decision about whether to acquire a policy. A copy of the PDS is available upon request by contacting the MLC Service Centre on 132 652 or you can download it from our website at mlc.com.au.
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