| Personal finance benefits |
| NAB products |
Description |
NAB Choice Package benefits |
| Variable rate owner-occupied and residential investment home loans |
A variable rate on your home or residential investment loan that can provide you flexibility with repayments with the ability to link to 100% offset. |
- Currently a preferential rate of 0.50% p.a. less than the standard variable home loan rate for both owner-occupied and residential investment home loans.4,5
- No application or service fees are payable.4
|
| Fixed rate owner-occupied and residential investment home loans |
A fixed rate on your home or residential investment loan that can provide you with certainty of fixed repayments. |
- No application or service fees are payable.4
|
| NAB FlexiPlus Mortgage |
An all-in-one facility with a line of credit for personal and investment opportunities. |
- Preferential rate discounted to the standard variable home loan rate (currently 0.15% less than the standard FlexiPlus Mortgage rate).4,5
- No application fee, facility fees, transaction fees or non-NAB ATM fees are payable.
|
| Investment and financial planning benefits |
| Financial planning services |
Financial planning specialists2,3 can provide you with financial advice to help you make your investment decisions easier. |
- 10% reduction on plan preparation services, plan implementation services and portfolio review services.2,3
|
| NAB Term Deposits |
Provides a secure return on cash invested for a fixed period. |
- A bonus 0.25% p.a. on selected National Term Deposits, from $5000 up to $250,000 when you invest for 12 months or more.4,6
|
| NAB Margin Lending |
A loan that allows you to gear against the equity in your existing shares and managed funds to build a larger investment portfolio. |
- Preferential interest rate of 0.20% p.a. off both variable and fixed rate NAB Margin Lending Loans.4,5
|
| Day-to-day banking benefits |
| NAB Gold Banking - Choice |
A convenient all-in-one account for your everyday transactions and can be tailored to meet any and all of your banking needs. |
- No monthly service and transaction fees (including on non-NAB ATMs).
- No application or service fee on an overdraft protection facility up to $10,000.
|
| NAB Credit Card |
A selection of credit cards with a range of features and benefits. All cards have a minimum credit limit of $500, except for Gold cards which have a minimum limit of $5000. |
- A NAB Gold credit card free from the annual card fee.4,8
- A NAB Qantas Gold card free from the Annual card fee 4,8
- A Velocity NAB credit card free from the Annual card fee.4,8,13
|
| Protection Insurance benefits |
| Personal Protection Portfolio |
Includes Life Cover, Critical Illness Cover, Income Protection, Total and Permanent Disablement Cover and Business Expenses Cover. |
- 5 % p.a. discount on premium rates for Personal Protection Portfolio.9
|
| NAB Home Insurance |
Protect your home, contents and valuables for loss, theft or damage. |
|
| NAB Residential Investor Insurance |
Protect the rental income, as well as the investment property itself. |
- One-month free cover on new and renewed 12 month policies .10
|
