Important information
Approval for a NAB credit card is subject to NAB's credit assessment criteria. Terms and conditions for credit cards and rewards programs are available on application. Fees and charges apply.
Velocity Membership and Points earn and redemption are subject to Velocity Terms and Conditions as amended from time to time, and available online at www.velocityrewards.com.au. The Velocity Program is operated by Velocity Rewards Pty Ltd ACN 116 089 448 as trustee of The Loyalty Trust.
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Minimum thresholds and standard FlyBuys Terms and Conditions apply. FlyBuys is operated by Loyalty Pacific Pty Ltd ABN 82 057 931 334.
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Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and purchases of travellers cheques) or when a NAB Credit Card is used as a debit card to access linked accounts or transactions we decide are wholly or partly for a business or investment purpose. Also excludes fees and charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent or involve abuse of your NAB Credit Card account, payments and purchases which are refunded and reimbursed.
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Purchases are calculated as total credit purchases less sales credits (i.e. returns) and adjustments during a statement period. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office), when you use your card to purchase travellers cheques, or as a debit card to access linked accounts. Business transactions are also excluded; as are credit charges; annual or other Bank fees; government charges or unauthorised transactions for which the cardholder is not liable.
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An enrolment fee of $20 will be charged for joining through the Velocity Membership Call Centre.
Other important information
A credit card offers you great flexibility and convenience. But it's important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB credit card at this point in time.
