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Personal Finance > Credit Cards > Rewards cards > NAB Gold Rewards Card

NAB Gold Rewards Card

NAB Visa Gold Rewards Card

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Your choice of rewards
Earn points towards a great range of rewards including travel, vouchers and merchandise.

 
Features
  • Choose from a great range of rewards such as vouchers and merchandise 
  • Redeem 1.5 points for 1 Qantas Frequent Flyer point1
  • Special insurances for Gold cardholders such as National Gold Overseas Travel Insurance   
  • Escape with Harvey World Travel rewards2
  • Additional cardholder at no extra cost3
  • Available as NAB Gold Rewards Visa Card or NAB Gold Rewards MasterCard 
 
Interest rate4

20.47% p.a.

 
Annual card fee4 $88.30  
Annual program fee4 $57.20
Interest-free days on purchases5 up to 44  
 
NAB Gold Rewards Enjoy life's luxuries and earn valuable rewards while you're at it:

Monthly spend* on eligible transactions6 Points earning
$0 - $3,000 1 point per $1
$3,001 - $10,000 1 point per $2
$10,001 + 0 points
Points expiry: 3 years

*Debited to your NAB Gold Rewards Card account in a statement period in accordance with the NAB Gold Rewards Terms and Conditions available for download here.

Insurance Special insurances for Gold cardholders including  National Gold Overseas Travel InsurancePurchase Protection Insurance, and Extended Warranty Insurance.
Harvey World Travel Escape anywhere, anytime, with just one call to Harvey World Travel.2 Redeem points for flights at any one of over 80 of the world's leading airlines. You can even tailor your own complete travel package - flights, accommodation, car hire, the lot.
Qantas Frequent Flyers Qantas Frequent Flyer members can make the most of their membership and redeem at a rate of 1.5  points for 1 Qantas Frequent Flyer point.1
A great range of rewards For a wide range of rewards options including vouchers and merchandise, try our online NAB Gold Rewards Search
More features

Apply Now

 

Apply over the phone by calling 13 13 12, 8am–9pm EST, 7 days a week

Important Information

Full details of the terms and conditions relating to NAB Gold Rewards are set out in the  NAB Gold Rewards Terms and Conditions.

  1. You must be a member of the Qantas Frequent Flyer program in order to redeem points for Qantas Frequent Flyer points. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee applies. Requests for redemption must be in multiples of 1,000 Qantas Frequent Flyer points.
  2. All travel is booked through NAB Gold Rewards travel rewards provider Harvey World Travel Service Centre ABN 77 094 188 100.
  3. Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.
  4. Annual card fee, annual Program fee and interest rates are subject to change. Correct as at 18 March 2008. View full details of fees and charges.
  5. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and for the purchase of travellers cheques). Up to 44 days interest free on purchases if you pay your account in full by the due date each month.
  6. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office and purchases of travellers cheques) or when a NAB Gold Rewards Card is used as a debit card to access linked accounts or transactions we decide are wholly or partly for a business purpose. Also excludes fees and charges (including government fees and charges), interest charges, transactions which are disputed, fraudulent or involve abuse of your NAB Gold Rewards Card account, account payments and purchases which are refunded or reimbursed.
  7. Terms and conditions apply and are available upon registration for the service. Fees and charges may be payable.


Other Important Information
Approval is subject to NAB's credit assessment criteria. Terms and conditions are available on application or for download here. Fees and charges apply.

A credit card offers you great flexibility and convenience. But it's important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new credit card, then you should not consider taking up a NAB credit card at this point in time.