register    more info
Online tools
 
Personal Finance > Interest Rates, Fees & Charges > Home lending

Interest Rates for Home Lending

Monday, 6 October 2008

   
NAB Choice Package
Interest Rate
Comparison Rate
Interest Rate
Comparison Rate
INTRODUCTORY RATE HOME LOANS1

12 months variable rate
12 months fixed rate
3 year variable rate
3 year fixed rate

8.27% pa
8.19% pa
8.56% pa
8.29% pa

9.38% pa
9.37% pa
9.25% pa
9.17% pa

VARIABLE RATE HOME LOANS
Base Variable Rate Home Loan
  below $250,0002 
  $250,000 and above2

8.95% pa
8.75% pa
8.70% pa

9.00% pa
8.80% pa
8.75% pa

'Low Doc' Home Loan
  NAB Tailored Home Loan
     With 100% Offset


8.95% pa
8.95% pa


9.08% pa
9.10% pa

 

 

Standard Variable Rate Home Loan
  NAB Tailored Home Loan
     With 100% Offset 
  Clear Banking Home Loan


9.36% pa
9.36% pa
9.36% pa


9.49% pa
9.51% pa
9.41% pa


8.86% pa
8.86% pa


9.18% pa
9.18% pa

LINE OF CREDIT
NAB Portfolio Facility
  $250,000 to $499,999
  $500,000 to $999,999
  $1,000,000 and above


8.93% pa
8.83% pa
8.73% pa

     
Home Equity Line of Credit

8.84% pa

     
FlexiPlus Mortgage

9.51% pa

 

9.36% pa

   
NAB Choice Package
Interest Rate
Comparison Rate
Interest Rate
Comparison Rate
FIXED RATE HOME LOANS (NAB Tailored Home Loan)

1 year
2 years
3 years
4 years
5 years
10 years

8.39% pa
8.59% pa
8.59% pa
8.59% pa
8.59% pa
8.59% pa

9.37% pa
9.31% pa
9.24% pa
9.18% pa
9.12% pa
8.91% pa

8.39% pa
8.59% pa
8.59% pa
8.59% pa
8.59% pa
8.59% pa

9.12% pa
9.12% pa
9.09% pa
9.07% pa
9.05% pa
8.98% pa

Interest Only in Advance
1 year
2 years
3 years
4 years
5 years

8.29% pa
8.49% pa
8.49% pa
8.49% pa
8.49% pa

8.29% pa
8.49% pa
8.49% pa
8.49% pa
8.49% pa

 
Interest Only in Arrears (including NAB Portfolio Facility fixed rate sub accounts3 )
1 year
2 years
3 years
4 years
5 years

8.49% pa
8.69% pa
8.69% pa
8.69% pa
8.69% pa

9.38% pa
9.34% pa
9.27% pa
9.22% pa
9.17% pa

8.49% pa
8.69% pa
8.69% pa
8.69% pa
8.69% pa

9.12% pa
9.13% pa
9.11% pa
9.10% pa
9.08% pa

 

NAB logo

Interest Rates for Home Lending

Monday, 6 October 2008

RURAL LIFESTYLE HOME LOANS

Interest Rate
Comparison Rate
Variable Rate

9.36% pa

9.49% pa

FlexiPlus Mortgage

9.51% pa

 
Fixed Rate    
1 year
2 years
3 years
4 years
5 years
10 years

8.79% pa
8.99% pa
8.99% pa
8.99% pa
8.99% pa
8.99% pa

9.42% pa
9.40% pa
9.37% pa
9.34% pa
9.31% pa
9.21% pa

 

Products no longer for sale

 

PERSONAL/RESIDENTIAL INVESTMENT FIXED RATE INTEREST ONLY LOANS
Fixed Rate Period
Interest in Advance
Interest in Arrears
1 year
2 years
3 years
4 years
5 years

8.29% pa
8.49% pa
8.49% pa
8.49% pa
8.49% pa

8.49% pa
8.69% pa
8.69% pa
8.69% pa
8.69% pa

Withdrawn from sale 28 November 2005

NATIONAL TAILORED HOME LOAN PACKAGE
Variable Rate

9.36% pa

Withdrawn from sale 13 September 2004

NATIONAL HOMEOWNER'S PACKAGE
Variable Rate

8.90% pa

Withdrawn from sale 1 November 2003

1) At the end of the introductory period, the Standard Variable Rate Home Loan (NAB Tailored Home Loan) interest rate applies.
2) Rate applies to home loan contracts issued from 25 February 2008 onwards. Available for a limited time only.
3) Comparison rates shown are for NAB Tailored Home Loan. Comparison rates are not required for NAB Portfolio Facility.

Comparison rates are based on a loan of $150,000 over a term of 25 years. A comparison rate schedule is available from any NAB branch. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Please note that the 'advertised' rates referred to in our loan contracts are our indicator rates, which are advertised in national daily newspapers on Mondays. Indicator rates are used to calculate interest rates.
All rates are effective Monday, 6 October 2008 and are subject to change at any time. To find out more, visit nab.com.au, call into a NAB branch or call 13 13 12 for information on personal lending rates or 13 10 12 for information on business lending rates. Terms and conditions, fees and charges, and normal lending criteria apply. Full details of these and relevant terms and conditions are available on application. National Australia Bank Limited ABN 12 004 044 937.


 
 
 
 
 

related topics...

 
0.8% off our standard variable HOME LOAN rate