Applying for a NAB everyday banking, savings or investment account is easy
Simply choose your account, then complete the online application form. You can apply online for most accounts and it takes less than 10 minutes. All NAB applications are protected by encryption so your details stay secure.
If you’ll need any additional information for your application, we'll let you know before you apply in the pre-application checklist. You’ll receive information about the next steps you’ll need to take after submitting your application, including when you can start using your account.
Everyday bank accounts
NAB eBanking
Unlimited electronic banking for $4 a month, with optional NAB Visa Debit and choice of card colour
NAB Classic Banking
Unlimited NAB transactions, including branch access for $5 a month, with optional NAB Visa Debit and choice of card colour
Student banking
All the benefits of NAB Classic Banking with no monthly account service fee for full-time tertiary students
NAB Gold Banking
Banking without limits with unlimited NAB transactions, unlimited use of ATMs (including non-NAB and overseas) for $12 a month, with optional NAB Gold Visa Debit
Specialised accounts
NAB Retirement Account
Everyday banking for retirees, with competitive interest, that won't affect your pension, and no monthly account service fee
NAB Concession Card Account
Everyday banking for Concession Card holders with no monthly account service fee
NAB Clear Banking
Everyday banking for people who want more control over their cash flow, and no overdrawn fees
Savings accounts
NAB iSaver
An online savings account with a high interest rate and no account or transaction fees
NAB Smart Reward Saver
A savings account designed to help you reach your goals faster, with competitive interest rates, bonus interest and branch access
NAB Smart Junior Saver
A savings account that encourages your child to save with competitive interest rates, bonus interest for regular deposits and a free money box and fun sheets
Investment accounts
NAB Term Deposits
Fixed term investment with competitive interest rates
NAB Investment Cash Manager
A cash management account that lets you invest, save and transact all in one place, or just park funds between investments
National Australia Trustees At Call Common Fund A1
At call account with solid returns, and cash invested and managed by investment professionals
What else do I need to know?
Information needed to complete the application forms We'll let you know on the pre-application checklist if you need any information to apply online. If you are a NAB customer, you'll need your NAB ID number. New customers generally don't need any additional information, though it can help to have your Tax File Number ready for savings and investment accounts.
New to NAB? In general if you are a new customer you'll need to bring identification (such as Driver's licence and Medicare card) to a NAB branch to complete the application process.
Some accounts may have eligibility criteria. You may be required to provide documentation to satisfy this criteria at a NAB branch.
Existing NAB customer? Existing NAB customers who have previously completed this ID check generally don't need to visit a branch and show ID.
Some accounts may have eligibility criteria and you may be required to provide this at a NAB branch.
You may be required to complete an account authority card for your new account. If so, you may not be able to debit your account prior to NAB receiving the completed card.
Other ways to apply
You can also apply for all accounts by:
Calling us on 13 13 12, 8pm to 9pm EST, 7 days a week
Visiting any NAB branch
Hearing impaired customers with telephone typewriters can contact us on 13 36 77 from 8am to 8pm EST, Monday to Friday
