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Personal Finance > Everyday banking and savings > Everyday banking accounts > NAB Classic Banking

NAB Classic Banking

Unlimited banking how and where you want

If you like to make withdrawals over the counter at a branch, or need to write a lot of cheques, NAB Classic Banking may be the account for you.

And with a NAB Visa Debit card included you can use your own money to make purchases wherever Visa is accepted.

NAB everyday banking cards
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Monthly account fee
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$5
Or, simply deposit at least $3,500 per month and you won't pay the monthly account service fee! 
Unlimited access via:
  • NAB branch deposits and withdrawals
  • NAB Internet Banking
  • NAB Telephone Banking
  • NAB ATMs  (a fee applies for non-NAB ATMs)
  • EFTPOS
  • NAB Visa Debit
You’ll also benefit from
  • A NAB Visa Debit card
    • Choice of 4 card colours
    • Access to Visa Entertainment
    • 90 day Purchase Protection Insurance1
  • No minimum or opening balance requirements – open your account with just $1
  • Access to ATMs overseas anywhere the PLUS sign is displayed (fees apply)
  • Six monthly statement, however if NAB Visa Debit option is taken, statements are provided every two months
  • Access at participating Australia Post outlets to check your balance, withdraw or deposit
  • Enhanced security with:

Apply now for NAB Classic BankingRead frequently asked questions



 
Choice of card colour

NAB Visa Debit cards are available in black, red, white or pink

card black     card red    card white  NAB pink Visa Debit card

Avoid the monthly fee

You could avoid paying a monthly fee, simply by depositing a minimum of $3,500 into your account each month. This could be your salary or other regular deposit.

Or, if you are a full-time tertiary student, under 18 or a NAB Shareholder (minimum of 500 shares required to qualify), you may be eligible for NAB Classic Banking without the monthly service fee. 
Overdraft facility  Link your account to a NAB Personal Overdraft facility to provide you with extra money, up to an agreed limit, to cover everday expenses
Link a savings account

A savings account can be a great way to to keep your everyday money separate from your savings:

  • NAB iSaver is a high interest online savings account with no transaction or account keeping fees, and links directly to your NAB bank account
  • Prefer a traditional savings account? NAB Smart Reward Saver offers branch access and bonus interest*

It's easy - you can apply at the same time as your NAB bank account
Fees and charges
  • $5.00 monthly account service fee  (unless deposit fee waiver applies)
  • $2.00 fee applies for transactions at non-NAB ATMs and fees apply for using ATMs overseas
  • For all fees and charges read the Guide to Fees and Charges
 Apply now New customer?   You can apply online for NAB Classic Banking right now - it's easy and takes less than 10 minutes
Apply now
  Existing NAB everyday banking customer?   You can swap online right now - it takes less than 5 minutes
swap now
Other ways to apply

Alternatively, you can apply by calling us on 13 13 12, 8am to 9pm EST, 7 days a week, or at any NAB branch.

Before applying, please read the Terms and Conditions and Fees and Charges Guide.

*To receive the bonus interest, the deposit must made to the account on or before the second last banking day of the month.

1. Purchase Protection Insurance for NAB Visa Debit card is issued by Zurich Australian Insurance Limited, ABN 13 000 296 640, AFSL 232507, of 5 Blue Street, North Sydney, NSW 2060.  The terms, conditions and exclusions of Purchase Protection Insurance are specified in the Purchase Protection Insurance Policy Document and may be amended from time to time.

 
 
 
 
 
 
NAB Defence
NAB Personal Overdraft