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Personal Finance > Everyday banking and savings > Using your account > Smarter banking tips

Smarter banking tips

 Tips to minimise bank fees

  • Check if you are eligible for a fee waiver.  Are you a full-time student or holding a concession card? 
  • Have your salary or any other regular payment deposited into your NAB smart everyday bank account, and avoid the monthly account service fee if you deposit a minimum amount (varies with each account).  Learn more
  • Consider combining your everyday accounts
  • Avoid ATM fees by using NAB ATMs, or upgrade to a NAB Gold Banking account and you’ll avoid paying fees at any ATM within Australia, and at over one million ATMs globally that display the PLUS logo.   
  • Avoid fees when travelling overseas - upgrade to NAB Gold Banking Account and you’ll avoid paying the foreign currency transaction fee on international purchases - Read more about NAB Gold Banking
  • Avoid overdrawing your account
  • Apply for an overdraft facility if you overdraw your account regularly - Read more about NAB Personal Overdraft facility

 
 
 
 
 
 
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