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Personal Finance > Everyday banking and savings > Everyday banking accounts > NAB Clear Banking

NAB Clear Banking

Simple banking without overdrawn fees

NAB Clear Banking is an everyday account that puts an end to overdrawn fees, while offering a clear and simple way to take care of your day-to-day banking.  You'll get more control over your cash flow and you'll never be surprised with overdrawn fees on the account.

 


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Monthly account fee

$6
Or, simply deposit at least $3,500 into your account each month and you won't pay the monthly account service fee

Unlimited access via
  • Unlimited access over the counter at any NAB branch
  • Unlimited NAB ATMs
  • Unlimited EFTPOS transactions
  • Unlimited NAB Internet Banking
  • Unlimited NAB Telephone Banking
NOTE: This account cannot be connected to a cheque book or a NAB Visa Debit card.
You’ll also benefit from:
  • No overdrawn fees
  • A NAB debit card for easy access to your money through ATMs and EFTPOS
  • No minimum or opening balance requirements – open your account with just $1
  • Access to ATMs overseas anywhere the PLUS sign is displayed (fees apply)
  • Six monthly statements
  • Access at participating Australia Post outlets to check your balance, withdraw or deposit
  • Extra protection for NAB Internet Banking, at no extra cost, with NAB SMS security

Apply now for NAB Clear BankingRead frequently asked questions

No overdrawn fees

With NAB Clear Banking you won’t be charged overdrawn (reference, dishonour or periodical non-payment) fees because the account significantly reduces the risk of you becoming overdrawn.

Any transaction, even a direct debit or periodic payment that overdraws your account, will be restricted and declined where possible. On the rare occasion your account may become overdrawn (for example, if a purchase is manually debited from your account if EFTPOS is not available), you will be charged default interest.

Fees and charges
  • A $6 monthly account service fee applies (waived if at least $3,500 is deposited into your account each month)
  • Reference fees, Dishonour fees and Periodical non-payment fees are waived
  • $2.00 fee applies for transactions at non-NAB ATMs, and fees apply for using ATMs overseas
  • For all fees and charges read the Guide to Fees and Charges and the NAB Clear Banking Terms and Conditions
Apply now

There's two easy ways to apply:

  • Call us on 13 13 12, 8am to 9pm EST, 7 days a week
  • Drop into any NAB branch

Find out more about what information you'll need to apply for NAB Clear Banking



Before applying, please read the  Personal Transactions and Savings Products Terms and Conditions and Fees and Charges Guide.



 
 
 
 
 
 
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