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Want something, but it just seems out of reach? It could be a new car or boat, a holiday, something special for your home, or perhaps just consolidating your debts. Whatever it is, a NAB Personal Loan can help make it happen, with a range of options to suit your needs.
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NAB Personal Loan key features at a glance |
| Loan amount |
Borrow from $5,000* up to $80,000. Use our Loan Calculator to work out how much you can borrow
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Interest Rate
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Choose either a fixed or variable interest rate. A fixed rate gives you the security of always knowing how much your repayments will be in advance, or enjoy the competitiveness of our variable rate. Loan Trimmer is also available to help reduce interest charged on your loan
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Loan term
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From 1 - 7 years |
Repayment frequency
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Weekly, fortnightly or monthly repayments |
| Repayment methods |
Periodical payment, NAB Branch, Telephone or Internet Banking |
| Redraw |
On your unsecured variable rate NAB Personal Loan you can access extra funds you've repaid. |
| Early repayment without penalty |
Yes |
Optional insurance protection
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| What you need to apply |
- identification to satisfy an AUSTRAC 100 point test (if you are a new customer)
- your driver's licence details
- the value of your home and car, if applicable, and any other assets
- the amount owing on your loans, credit cards or store cards
- your income and employment details
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More information?
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See our frequently asked questions |
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Tools to help with your decision
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Applying for a personal loan is easy!
You can apply for a personal loan online or call13 13 12 from 8am to 9pm EST, 7 days a week.
Hearing impaired customers with telephone typewriters can contact us on 13 36 77 from 8am to 8pm, Monday to Friday.
Terms and conditions available on application. Fees and charges are payable. Normal lending criteria apply.
* If you are borrowing through the National Graduate Package, or are a NAB Home Loan customer unable to use redraw to access small loan amounts, you can borrow from a minimum of $2,000. If you are borrowing through the Tertiary Student Package, you can borrow from a minimum of $500.
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