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Personal Finance > Home loans > NAB Defence Force Home Loan > FAQ - Defence Home Loan

FAQ - NAB Defence Force Home Loan


The following information will help answer some of your NAB Defence Force Home Loan questions. Please refer to the Home Loans and Mortgages FAQ for common questions on getting a home loan in general.

Where can I get a NAB Defence Force Home Loan from?

What documents do I need to provide?

How does the DHOAS subsidy work?

What interest rates apply?

Where can I get a NAB Defence Force Home Loan from?

Online, at any NAB branch or call us on 13 13 12.

What documents do I need to provide?

In addition to the usual loan application documents listed in the Mortgages FAQ that you’ll need to provide, you will have your Defence Home Ownership Assistance Scheme (DHOAS) Subsidy Certificate ready.  For more information on how to obtain a DHOAS Subsidy Certificate please visit the DHOAS website.

How does the DHOAS subsidy work?

All payments of subsidies will be managed by the Defence Home Ownership Assistance Scheme (DHOAS).  Please visit the DHOAS website for further information.

What interest rates apply?

For fixed and variable rates, please see Interest Rates for Home Lending . For variable rate home loans, ADF members enjoy a 0.7% discount off the standard variable rate.


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More about DHOAS
To find out your eligibility

Call us on 13 13 12, 8am to 9pm AEST, 7 days a week
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Request an appointment
Apply online
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