A tropical cyclone is nature at its most devastating. They’re a reality for many Australians, and can cause widespread damage and financial stress. So knowing how to protect your family, home and business is important. If you’re living in a cyclone prone area, it may be worth taking the time to understand how to plan, prepare and keep safe during cyclone season.

Give me the main points

  • Tropical cyclones are very destructive, so you should always be prepared.
  • Your home, business, and life insurance should be up to date and adequate for your current circumstances.
  • When both a cyclone watch and warning is issued, there are practical ways that can help keep you safe.

How can I be ready for tropical cyclones?

Ensure you’re insured

When the worst strikes, it’s important that you’re properly covered. So you should check that your home and contents, car, business, and life insurance are adequate and up to date.

Keep your property in shape

It’s good practice to always keep your property maintained. Treetops and branches should be trimmed, and loose items on your lawn cleared. As for your house? Make sure the walls, eaves and roof are in good condition.

Get your emergency kit together

Time is your greatest resource during a tropical cyclone. Be prepared with water, non-perishable foods, a first aid kit, spare cloths, a portable radio, and masking tape for securing windows. Try to make sure you have enough supplies to last at least three days.

What should I do when a cyclone watch is issued?

A tropical cyclone watch is issued for coastal communities when gale-force winds are expected to hit within 48 hours. But keep in mind – cyclones can be unpredictable. So it’s important to prepare as soon as you can.

Check, and then check again

Living in a cyclone-prone area means you can never be too prepared. Make sure your property is completely clean, your emergency kit is stocked, and your vehicles’ fuel tanks are full.

Know where to go

Awareness is key when it comes to keeping your home and family safe. Know in advance where the best shelter in your house is – it can be a room without windows, a cellar, or an internal hallway.

What should I do when a cyclone warning is issued?

A tropical cyclone warning is issued for coastal communities when gale-force winds are expected to hit within 24 hours. This means less time, and more urgency. But these tips can help you stay one step ahead:

Pick up and close up

Pick up your kids from school or childcare. You should also park your car undercover, close and heavily tape all windows and shutters, and lock the doors.

Be ready to evacuate

Based on predicted wind speeds, you may need to evacuate – particularly if you’re living in a flood-prone area. You should always stay tuned to official advice given on local radio or TV on what to do, and where to move.

The information about insurance has been prepared without taking into account any particular person's objectives, financial situation or needs. Before deciding to take out insurance, interested persons should consider the appropriateness of this information having regard to their personal objectives, financial situation or needs.

Important information

The information about insurance has been prepared without taking into account any particular person's objectives, financial situation or needs. Before deciding to take out insurance, interested persons should consider the appropriateness of this information having regard to their personal objectives, financial situation or needs.

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