Get your money quickly

Same day settlement for online payments processed by 9.55pm (AEST/AEDT).

Multiple currencies

Accept payments from customers in more countries in their local currency.

More benefits

  • Process offline website orders, phone or mail orders through our Virtual Terminal.
  • Manage recurring card payments via NAB Transact Batch or Scheduled Payments.
  • Automatically checks available funds and cards reported lost or stolen.
  • Reviews daily card transactions and stores up to 18 months’ worth of data.
  • Choose full integration or a managed web interface.
  • Accepts UnionPay International cards.

What it costs

Our simple pricing options let you pay for what you use based on your card turnover.

  • No lock-in contract
  • No up-front fee
  • No annual fee
  • No access fee

To get even more value, set up a NAB eCommerce solution as part of our business package.

Business package plan


Merchant service fee charged on monthly card turnover



per card transaction

Same-day settlement^

Minimum $30 MSF per month which includes $2,000 of card turnover*

Standalone plan


Merchant service fee charged on monthly card turnover



per card transaction

Settle to other financial institution

Minimum $30 MSF per month which includes $1,680 of card turnover*

Need a custom plan?

If your monthly card turnover is more than $15,000 we can tailor a plan for your needs.

Call 1300 338 767

^ Same day settlement is subject to transactions being submitted prior to applicable cut-off times and is only available for settlement to NAB accounts
*Includes Visa and MasterCard transactions.
Unused included turnover expires at the end of the month and does not carry forward to subsequent months.
American Express and Diners Club International transactions are not included in The NAB eCommerce Plan and are charged as per merchant agreement with American Express or Diners Club International.
UnionPay International - UPOP transactions excluded.
MSF is based upon assumption that no more than 25% of monthly turnover is from International, Corporate or Commercial Cards. NAB reserves the right to review and reprice the MSF if your aggregate monthly turnover from these cards exceeds 25% of monthly turnover.
For any other applicable fees and charges please call us on 1300 338 767 (1300 EFTPOS).

How to sign up

  1. Enquire online, or give us a call to discuss your needs.
  2. We’ll have a chat about you and your business to ensure NAB Transact is right for you.
  3. We’ll help get you set up to start receiving payments.

Get us to call you

Business tips

We're ready to help you

Have us call you
Call 1300 338 767

Mon-Fri 8am - 6pm (AEST/AEDT)

Talk to an expert