Cut-off times - single funds transfers (one off)

If the Payee's account is... And you are submitting the instruction on... Funds will be deposited into the payee's account (in most cases)...
linked account a business day before 9pm (AEST/AEDT) immediately (the transaction statement date will be the current business day)
between 9pm (AEST/AEDT) and midnight immediately (the transaction statement date will be the next business day)
a weekend or National public holiday
a non-linked account

All payments to non-linked NAB accounts may be delayed up to 24 hours.

an account at another financial institution in Australia a business day before 6pm (AEST/AEDT) on the next business day
after 6pm (AEST/AEDT) within 2 business days
a weekend or National public holiday within 2 business days

Cut-off times - single funds transfers (modifications to future dated/periodic)

If you wish to modify or cancel a periodic or future dated funds transfer instruction, you must do so prior to 1am (AEST/AEDT) on the transfer date (ie the day it is due to be processed) in accordance with your instruction.