Upcoming personal credit card changes

From 18 April 2024, we’re making changes to personal credit cards and some updates to the terms and conditions.

Card account terms and conditions

NAB credit card Terms and Conditions - applies to all NAB credit cards, except the NAB StraightUp Card

NAB StraightUp Card Terms and Conditions - applies to the NAB StraightUp Card

NAB Electronic Banking (card based) terms and conditions - applies to all NAB credit cards.

Rewards program terms and conditions

NAB Rewards Terms and Conditions (PDF, 141KB) - applies to all NAB Rewards credit card accounts

Velocity NAB credit card account: Velocity Points Terms and Conditions (PDF, 254KB) - applies to all Velocity NAB credit card accounts

NAB Qantas Credit Card Account Reward Terms and Conditions - applies to all NAB Qantas credit card accounts

Flybuys Rewards Points Terms and Conditions (PDF, 325KB)  - applies to all NAB flybuys Rewards card accounts.

Cash back terms and condition

NAB cash back Terms and Conditions (PDF, 97KB), opens in new window - applies to NAB Visa Mini accounts

Product disclosure statements

NAB Credit Card Cover product disclosure statement and policy document (PDF, 471KB), opens in new window - applies to eligible NAB cardholders who hold NAB Credit Card Cover

Complimentary card insurance

NAB Card Insurance Policy Information Booklet dated 1 November 2023 (PDF, 489KB), opens in new window - applies to all NAB Signature, Platinum or Premium cards

Please note there are upcoming changes to complimentary insurances effective 1 November 2023. For more information, visit Information about changes to complimentary insurances.

Important information