Personal Transaction and Savings Products table

This table is a summary of key features and benefits of NAB personal transaction and savings accounts listed in this document. Additional information about the features and benefits is set out in the terms and conditions in each part of this document.

Key Information NAB eBanking NAB Classic Banking NAB Gold Banking1 NAB Concession Card Account NAB Clear Banking NAB Retirement Account NAB Smart Junior Saver NAB Smart Reward Saver NAB iSaver2 NAB Passbook Account NAB Passbook No-Interest Account NAB FlexiPlus Mortgage Account NAB Home Equity Line of Credit Account
Account Access
At call tick image tick image tick image tick image tick image tick image tick image tick image tick image tick image tick image tick image tick image
ATM tick image tick image tick image tick image tick image tick image X X X X X tick image tick image
EFTPOS tick image tick image tick image tick image tick image tick image X X X X X tick image tick image
Visa Debit tick image tick image tick image X X tick image X X X X X X X
Internet Banking tick image tick image tick image tick image tick image tick image tick image tick image tick image3 tick image4 tick image4 tick image tick image
Telephone Banking tick image tick image tick image tick image tick image tick image tick image tick image tick image3 tick image4 tick image4 tick image tick image
Periodical Payments tick image tick image tick image tick image tick image tick image tick image tick image X tick image tick image tick image tick image
Direct Debit (Refer to Part A clause 7.2) tick image tick image tick image tick image tick image tick image tick image tick image X tick image tick image tick image tick image
Chequebook option (Refer to Part A clause 1.7) tick image tick image tick image X X tick image X X X X X tick image X
Returns
Interest Calculated Daily Daily Daily X X Daily Daily Daily Daily Daily X Daily Daily
Paid Quarterly Quarterly Quarterly X X Quarterly Monthly Monthly Monthly Quarterly X Quarterly Quarterly
Fee Structure See NAB’s brochure ‘A Guide to Fees and Charges – Personal Banking Fees’ for full details of the fee structure for each account
Account Features
Minimum account balance X X X X X X X X X X X X X
Eligibility criteria X X X tick image X tick image tick image X X X X tick image tick image
Statements tick image tick image tick image tick image tick image tick image tick image tick image tick image X X tick image tick image
Passbook X X X X X X X X X tick image tick image X X
Link to NAB Loan Trimmer (Refer to Part A clause 6) X X X X X X X X X tick image tick image X X
Link to NAB 100% Offset Arrangement (Refer to Part A clause 6) tick image tick image tick image X X tick image X tick image X tick image X X X
Link to overdraft facility tick image tick image tick image X X tick image X X X X X X X
For further information refer to Part A Account terms and conditions clause No: 1 1 1 1 1 1 2 2 2 1 1 1 1
NAB Visa Debit card5 tick image tick image tick image X X tick image X X X X X X X
NAB Debit card tick image tick image tick image tick image tick image tick image X X X X X tick image tick image
NAB Personal Credit Card / Velocity NAB Business Card / NAB Business Access Card tick image tick image tick image tick image tick image tick image X X X X X tick image tick image
  1. This includes transaction accounts that form part of a NAB Choice or NAB Private Tailored package
  2. Only available to customers with an eligible NAB transaction account as specified in clause 2.4 of the terms and conditions in Part A
  3. Transactions only available to and from an eligible NAB account. Refer to clause 2.4 of these terms and conditions.
  4. Limited use: balance enquiry, transaction history and deposit transactions only.
  5. Refer to Part C – NAB Visa Debit card terms and conditions.

We're ready to help you

Talk to an expert
Call 13 22 65

Mon-Fri 8am - 7pm (AEST/ADST)
Sat-Sun 9am - 6pm (AEST/ADST)