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Please note that if you click “Get a quote” or “Retrieve an existing quote”, you will be re-directed from NAB’s website to a NAB-branded website operated and controlled by Allianz Australia Insurance Limited. By clicking you acknowledge that NAB does not accept responsibility for the operation of the Allianz website.

 

Up to 30%

No Claim Bonus~+

Pay by the month at no extra cost^

Dedicated claims support 24/7

Benefits

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We offer two levels of cover

NAB Home Insurance Essentials
Protection for the essentials such as insured events.
NAB Home Insurance
This covers everything from our Essentials product plus additional features for extra peace of mind.

Key benefits

Insured events

  • Accidental breakage (glass only)
  • Earthquake
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning and thunderbolt
  • Malicious acts
  • Riot and civil commotion
  • Storm, rainwater or run off
  • Theft, burglary or housebreaking
  • Water and other liquid damage
Yes Yes

Fusion

No Yes

Spoilage of perishable food1

No Yes

Compensation for fracture

No Yes

Tax audit1

No Yes

Landscaping2

No Yes

Veterinary costs1

Yes Yes

Guests', visitors' and domestic helpers' contents

Yes Yes

Legal liability

Yes Yes

How to claim

Get a quote
It's easy, secure and only takes 2 minutes

Get a quote

Call 13 29 28
8am - 9pm Mon-Fri, 9am-5pm on Saturdays (AEST/AEDT)

Visit a branch
Find your local branch

Locate us

Please note that if you click “Get a quote”, you will be re-directed from NAB’s website to a NAB-branded website operated and controlled by Allianz Australia Insurance Limited. By clicking you acknowledge that NAB does not accept responsibility for the operation of the Allianz website.

 

Important Information

 

Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) ('Allianz') is the issuer and underwriter of NAB Home Insurance, NAB Home Insurance Essentials, NAB Residential Investor Insurance and NAB Car Insurance ("NAB Insurances").

 

NAB Insurances are arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) ('NAFM'), a member of the National Australia Bank Group of companies, as an agent for Allianz, and not as your agent. NAFM receives commission ranging from 10% to 25% of base premium, calculated and paid monthly for arranging these insurances. Neither National Australia Bank Limited (ABN 12 004 044 937), nor any of its related bodies corporate (including NAFM), accepts liability or guarantees payment of any claim or benefit in respect of NAB Insurances.

 

Terms, conditions, limits and exclusions apply. Any advice contained on this website has been prepared without taking into account your particular objectives, financial situation or needs. Before making a decision regarding the acquisition or disposal of a financial product, you should assess whether the advice is appropriate to your circumstances. You may wish to make this assessment yourself or seek the help of an adviser. No responsibility is taken should you act on the information provided. Should you do so, you do so at your own risk.

 

Information on this website about the coverage offered by this product is a summary only. Please read the relevant Policy Document (Product Disclosure Statement) ('PDS') for full details of policy coverage NAB Home Insurance Essentials (PDF 873KB) or NAB Home Insurance (PDF 881KB).

 

Insurance cover is subject to eligibility.

 

~ Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.  Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise).

 

+To qualify for the maximum No Claim Bonus of 30%, customers must have had no building or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

 

^Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

 

#Important Information about Personal Effects Cover

 

Premium amount payable in addition to your home building and/or contents premium. Calculation based on specified personal effects cover of $1000. Current as of 28/02/2014. Please refer to your PDS for full terms and conditions. 

 

1Applicable when contents cover taken out

 

2 Applicable when buildings cover taken out

 

*If you're eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) - after it has been reduced by previous discounts. Discounts may not be applied to any flood component of the premium (if applicable). Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

 

** The total premium may vary slightly due to the need to round up or down cents.

## Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% for combining home buildings and contents covers on the one policy and the third discount is up to 10% online discount. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. Discounts may not be applied to any flood component of the premium (if applicable).

Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). 

+ To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus. 

# Premium amount payable in addition to your home building and/or contents premium. Calculation based on specified personal effects cover of $1000. Current as of 28/02/2014. Applicable only when you have contents cover. Please refer to your PDS for full terms and conditions.May not be available if an imposed excess applies.^Flood Cover is available for all eligible property addresses. 

 

In arranging insurance National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) ('NAFM'), acts as an agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. Policy terms, conditions and exclusions apply. We do not provide any advice based on any consideration of your objectives, financial situations or needs. Before making a decision about insurance, please consider the Product Disclosure Statement available from us. If you purchase insurance,NAFM receives commission ranging from 10% to 25% of base premium, calculated and paid monthly for arranging these insurances. Ask us for more information.