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Please note that if you click “Get a quote” or “Retrieve an existing quote”, you will be re-directed from NAB’s website to a NAB-branded website operated and controlled by Allianz Australia Insurance Limited. By clicking you acknowledge that NAB does not accept responsibility for the operation of the Allianz website.
No Claim Bonus~+
Pay by the month at no extra cost^
Dedicated claims support 24/7
We offer two levels of cover
How to claim
Please note that if you click “Get a quote”, you will be re-directed from NAB’s website to a NAB-branded website operated and controlled by Allianz Australia Insurance Limited. By clicking you acknowledge that NAB does not accept responsibility for the operation of the Allianz website.
Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) ('Allianz') is the issuer and underwriter of NAB Home Insurance, NAB Home Insurance Essentials, NAB Residential Investor Insurance and NAB Car Insurance ("NAB Insurances").
NAB Insurances are arranged by National Australia Financial Management Limited (ABN 56 000 176 116 AFSL 230699) ('NAFM'), a member of the National Australia Bank Group of companies, as an agent for Allianz, and not as your agent. NAFM receives commission ranging from 10% to 25% of base premium, calculated and paid monthly for arranging these insurances. Neither National Australia Bank Limited (ABN 12 004 044 937), nor any of its related bodies corporate (including NAFM), accepts liability or guarantees payment of any claim or benefit in respect of NAB Insurances.
Terms, conditions, limits and exclusions apply. Any advice contained on this website has been prepared without taking into account your particular objectives, financial situation or needs. Before making a decision regarding the acquisition or disposal of a financial product, you should assess whether the advice is appropriate to your circumstances. You may wish to make this assessment yourself or seek the help of an adviser. No responsibility is taken should you act on the information provided. Should you do so, you do so at your own risk.
Information on this website about the coverage offered by this product is a summary only. Please read the relevant Policy Document (Product Disclosure Statement) ('PDS') for full details of policy coverage NAB Home Insurance Essentials (PDF 873KB) or NAB Home Insurance (PDF 881KB).
Insurance cover is subject to eligibility.
~ Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first years premium only (unless stated otherwise).
+To qualify for the maximum No Claim Bonus of 30%, customers must have had no building or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
^Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
#Important Information about Personal Effects Cover
Premium amount payable in addition to your home building and/or contents premium. Calculation based on specified personal effects cover of $1000. Current as of 28/02/2014. Please refer to your PDS for full terms and conditions.
1Applicable when contents cover taken out
2 Applicable when buildings cover taken out
*If you're eligible for two or more discounts, the second and any subsequent discounts may be applied to the premium (excluding applicable taxes and government charges) - after it has been reduced by previous discounts. Discounts may not be applied to any flood component of the premium (if applicable). Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
** The total premium may vary slightly due to the need to round up or down cents.