In depth financial guides

Our guides will give you some additional information to help you understand financial planning concepts you'll chat about with your adviser.

Understanding investment concepts

With so many investment options out there, we’ve put them all into one guide, so you can learn more about things like, risks, growth assets and managed funds.

Understanding investment concepts (PDF, 200KB)

Understanding tax

Find out more about the main tax you pay and how it’s calculated on income you receive like your salary, investment income and business income.

Understanding tax (PDF, 103KB)

Understanding gearing

Learn all about the benefits of gearing and how an effective strategy can fast-track your wealth creation.

Understanding gearing (PDF, 143KB)

Understanding self-managed super funds (SMSF)

If you’re looking to gain greater control of your super portfolio, then a self-managed super fund may help you do that.

Understanding self-managed superannuation funds (PDF, 99KB)

Understanding super

A preferred way to save for your retirement that’s endorsed by the government. There's also some added tax benefits you may not know about.

Understanding superannuation (PDF, 109KB)

Understanding debt management

This guide will help you understand the main types of loan facilities, their risks and what type of features they have.

Understanding debt management (PDF, 110KB)

Understanding retirement income

We all want to finish work one day and have a handy sum of money put away. Read our retirement options to help you make choices towards retiring in comfort.

Understanding retirement income (PDF, 108KB)

Understanding social security

Learn more about the range of social security services and payments the Australian Government offers, and how they can help you if you’re in need.

Understanding social security (PDF, 101KB)

Understanding insurance

Read our guide to find out about the common types of personal and general insurance cover available.

Understanding insurance (PDF, 148KB)

Understanding business insurance

Whether your business is structured through a partnership, company or trust, we’ll help you understand what insurance is suited to your business type.

Understanding business insurance (PDF, 122KB)

Understanding estate planning

Getting yourself ready for the unexpected isn’t easy. This guide will teach why you should have a will and how important it is to plan where your money will go after you die.

Understanding estate planning (PDF, 99KB)