We have a range of cash deposit opportunities, which deliver greater flexibility than conventional term deposits, and optimise your returns over the exact periods you choose.
NAB Flexi Deposit.
Designed for investments of $50,000 or more, the Flexi Deposit is strategically split into two deposit periods. One period earns you a fixed rate and with the other, a floating rate applies.
The key advantage: you customise your investment in line with your personal view of how interest rates will change. You'll also have the potential to earn a higher rate in at least one of the periods than you would with two separate term deposits, giving you greater control of your investment.
Choose the total term, and the order and length of each of the two periods.
- Terms range from 1 to 10 years.
- Interest is paid montly or quarterly.
- No establishment, transaction or service fees apply.
NAB Floating Deposit.
A term deposit where interest is linked to a floating reference rate, the Bank Bill Swap Rate (BBSW) plus a fixed margin. There is a minimum investment of $1,000,000 and you can select monthly or quarterly interest payments.
NAB Inflation Deposit.
For amounts above $100,000 – it helps protect the purchasing power of your interest income by linking your interest payments to inflation over the term of your deposit. You can also link your principal amount to the change in the Consumer Price Index (CPI) over the deposit term for added protection.