Initial Loan Details
NAB online application help
Personal loan details
Are you applying by yourself?
Select ‘yes’ if you’re the only person applying.
Select ‘no’ if you’re applying with another person who’ll also be responsible for making repayments on your NAB Personal Loan. They’ll be referred to as ‘Applicant 2’.
How much would you like to borrow?
NAB Personal Loans are for amounts between $5,000 and $55,000.
Would you like a fixed or variable interest rate?
Fixed – your loan’s interest rate will stay the same for the loan term. This means your repayments won’t change during the term. However you won’t be able to redraw any funds you pay in advance.
Variable - your loan’s interest rate could move up or down. This means your minimum repayments could too. You’ll be able to redraw funds paid in advance.
Please select the term of the loan
The number of years that you plan to pay your loan for.
Shorter terms mean higher repayments (as they’re spread over less years) but less interest paid by the end of the loan term.
A longer term will mean lower repayments but more interest paid by the end of the loan term.
How often would you like to make repayments?
- Weekly – you’ll make a repayment every week
- Fortnightly – you’ll make a repayment every second week
- Monthly – you’ll make a repayment every calendar month.
- You might like to consider how often you receive your salary or wages.