More rates and fees information
- Application fee - $150.
- Monthly fee - $10.
- Exit fee - $0.
- See all our Interest rates, fees and charges personal products.
variable rate (for new loans only)1
variable comparison rate2
fixed rate (for new loans only)
fixed comparison rate2
If you want to begin a banking relationship, it’s easy. You can open a transaction account and have your salary paid in to it to create a transaction history. This won’t guarantee approval on your application but it will help us understand your financial position better.
You need to:
For the application you'll need to provide:
If you’re self-employed we’ll need you to provide the following documents:
Also, if your business runs as a partnership, company or trust we’ll need the following relevant document(s) related to your businesses structure(s):
Things to note:
After completing your application, email these documents to firstname.lastname@example.org.
When applying for same day funds in a branch we might need a few other things from you too, so make sure you bring them along:
Knowing your credit history is an important step and may impact how much you can borrow as well as your chances of approval. Activity such as overdue bills, missed credit card payments, arrears or debt collection could be recorded at a credit reporting body.
For more information, check out:
Watch this video to help complete your loan documents.
1 Rates and information current as at 12 October 2015 and subject to change. NAB personal variable loan rate includes special discount off standard variable personal loan indicator rates which is available on new loans and for a limited time. Terms, conditions, fees, charges and lending criteria apply.
2 Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
3 Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday-Friday. Same day funds may be unavailable if NAB requires your application to be reviewed by a lending specialist.