0
%
p.a.
on purchases +
0
%
p.a.
on balance transfers
for 15 months*
on a new NAB Qantas Rewards Card
Plus, earn 15,000 bonus Qantas Points when you
make an everyday purchase within 90 days#

A one off 3% balance transfer fee applies.
BT reverts to cash advance rate.

Apply by 22 January 2017.
Minimum monthly repayments are required. See Important Information below
NAB Qantas Rewards Card

NAB Qantas Rewards Card

Rates and fees

Purchases

Special offer

0
% p.a.
for 15 months*
Purchases

Standard rate

19.99
% p.a.
Cash advance rate
21.74
% p.a.
Balance transfer

Special offer

0
% p.a.
for 15 months*

With a one off 3% balance transfer fee. BT reverts to cash advance rate.

Balance transfer

Standard rate

4.99
% p.a.
for 6 months^

Not available in conjunction with the Balance transfer Special offer.

Interest free days
on purchases1
Up to44 days

You won’t receive interest free days while you have a balance transfer

Annual card fee
$95

Rewards

American Express
1.0
Points2
per $1 spent on
eligible purchases
Visa
0.5
Points2
per $1 spent on
eligible purchases

+15,000bonus
Qantas Points

when you make an everyday purchase within 90 days#

Points are capped at $20,000 spend per statement period. Points will be allocated on a tiered basis; first on your NAB Qantas Rewards American Express Card spend, then on your NAB Qantas Rewards Visa spend.

More reasons to apply

  • Earn Qantas Points2 on everyday purchases with our lowest annual card fee amongst our NAB Qantas credit cards.
  • Two cards on one account – the NAB Qantas Rewards American Express® Card maximises your points earning and the NAB Qantas Rewards Visa gives you added worldwide acceptance
  • Complimentary Qantas Frequent Flyer membership2
  • Complimentary Purchase Protection Insurance when you make an eligible purchase3
  • Additional cardholder at no extra cost4
  • NAB Pay - Tap & Pay with your compatible Android phone using your NAB Qantas Rewards Visa Card.

Applying made easy

It takes 10 minutes
to complete

Get a response in
60 seconds

New to NAB? Avoid branch
queues and verify your ID online

Get your card within 5-7
working days if approved.

Important information

* Special offer commences 3 October 2016. For approved applicants who apply for a new NAB Qantas Rewards Card by 22 January 2017. The special purchase and balance transfer interest rate will apply for a 15 month statement period from account opening. After the promotional period, any unpaid purchases will then attract your card’s standard purchase rate and any unpaid balance transfers will attract the standard cash advance rate. Interest rates are subject to change and available at http://www.nab.com.au

Special promotion balance transfer must be applied for at the point of full card application. The one off balance transfer fee of 3% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest free days do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer.

#To be eligible for the Bonus points offer, you must apply for a new NAB Qantas Rewards Card by 22 January 2017, be approved, and make an everyday purchase within 90 days of opening your account. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purchases. NAB may vary or end this offer. Points will be credited to the qualifying members account within 3 months of meeting the spend criteria.

^ Balance transfer standard rate – At the end of this period, any unpaid balance transfers will then attract the standard cash advance rate (subject to change), http://www.nab.com.au. Interest free days do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month.

1. If you pay your account in full by the due date each month. You won’t receive interest free days while you have a balance transfer.

2. To earn and redeem Qantas Points using your NAB Qantas Rewards Card, you must be a member of the Qantas Frequent Flyer program and have provided your valid membership number to NAB. Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions. If you are not already a Qantas Frequent Flyer member, NAB has arranged for the joining fee to be waived if you apply and receive a NAB Qantas Rewards Card and join through qantas.com.au/joinffnab. Membership and the earning and redemption of points is subject to the Qantas Frequent Flyer program terms and conditions, available at qantas.com.au/terms. You will earn 1 Bonus Point for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (ie. where Qantas, and not its agent, is identified as the merchant on the credit card transaction):

  • Qantas flights
  • Qantas Club and Qantas Frequent Flyer memberships, and
  • purchases from 'Qantas Travel' customer shopfronts.

Unless otherwise notified, Bonus Points will not be earned in relation to purchases from:

  • Qantas Freight
  • Qantas Holidays Ltd
  • Qantas Business Travel Pty Ltd
  • other businesses or franchisees of Jetset Travelworld Ltd
  • Qantas Staff Travel
  • Jetstar Airways Pty Ltd
  • other Jetstar-branded businesses, or
  • for goods or services supplied by Qantas Frequent Flyer program partners

3. A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 391KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB). The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).

4. Additional cardholder must be 16 years of age or older. All transactions made using the additional card will be the responsibility of the primary cardholder.

American Express is a registered trademark of American Express. The NAB Qantas Rewards American Express Card is issued by National Australia Bank pursuant to a licence from American Express.

Android is a trademark of Google Inc.

Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 3 October 2016 and subject to change. Credit cards issued by National Australia Bank Limited. ©2016 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.