Small Business Hardship

In the life of a small business, there are always going to be ups and downs. But when short term difficulties arise, it’s good to know there’s someone there to lend a hand.

So if times do get tough, get in touch. We’ll take a look at your current position and suggest ways to move forward to help you get back operating at maximum cash flow and profitability as soon as possible.

We can help you in a number of ways by:

  • Temporarily suspending any repayments
  • Reworking your facility or organising alternative arrangements
  • Restructuring or temporarily increasing your existing facilities

What we need

If you know you'd like to apply for temporary relief, please complete the application form for financial assistance (PDF, 746kb) and return it to the below address:

PO Box 16167
Collins Street West
VIC 8007

Find out more

To find out more, call the NAB Care Small Business team on 1300 961 577, 8am – 6pm AEST/AEDT, Monday to Friday or email: nabcare.smallbusiness@nab.com.au

Where else you can get help

Cash flow improvement tool

Uncover opportunities to help improve the running of your business.

Financial Healthcheck tool

Answer 10 short questions to discover any potential issues and what you can do to fix them.

ATO's Small Business Support Program

The ATO provides free seminars and workshops for small business, including tax basics and record keeping. The workshops are a mixture of practical tips and hands-on exercises to help give you a better understanding of the basics. Register online for these free workshops or call 1300 661 104.

Small Business Support Line

The Australian Government has established the Small Business Support Line to provide one-on-one support on finance and cash flow management; legal, accounting and taxation services; government initiatives and assistance; and more. Call 1800 777 275, 8am – 8pm (AEST), Monday to Friday. You can also find relevant government information, forms and services at business.gov.au.