Switch to NAB Home Loan

Why Refinance?

There are many reasons why you might consider refinancing.

To work out if now is the right time to refinance your existing home loan, ask yourself the following questions:

• Do you want a more competitive rate?
• Are you planning to renovate or move in the near future?
• Are you unhappy with your existing loan?
• Have your financial or lifestyle circumstances changed?
• Do you want more features or greater flexibility with your loan?
• Would you like to use the equity in your home for investment purposes?

If you answered yes to any of these questions, now might be the right time to refinance.

How do I refinance?

There are 3 simple steps to refinancing:

• Understanding the costs to switch: Depending on the type of loan and contract term that you have, there may be some costs to switch to NAB. Your current home loan provider will be able to give you these details.
• Discuss your options: NAB can organise for one of our mobile bankers to come and speak with you, you can visit one of our branches or you can contact us on 13 13 12, 8am to 9pm EST, 7 days a week.
• Complete an application: An application can be completed in branch, through one of our mobile bankers or online.

To assist you with the process, we are happy to deal directly with your existing bank on your behalf.

Why switch to NAB?

By switching to NAB, not only will you benefit from 150 years of banking experience in Australia, you can also access the following benefits:

• Up to 0.70%p.a. discount on our standard variable rate through NAB Choice Package. Find out more. 
• Extensive network and banker availability: Our mobile banking team are available to come to you, and some of our branches are even open on Saturday mornings.
• Split loan options: If you are unsure whether or not you want a fixed or variable loan or line of credit, you can take advantage of both through our split loan options.
• NAB can help you with a range of different home loan products to suit your needs.