Refinancing with NAB

When it comes to refinancing your home loan, it's important to consider value now, and in the future.

Our home loan specialists can tailor a loan to suit almost any need, whether you want to pay your loan off earlier, keep your repayments low, or simply have the flexibility to do what you want.

Deciding to refinance

Refinancing your current home loan with us could be a good idea if:

  • you're looking for a competitive interest rate
  • you're planning to move or renovate soon
  • your existing loan doesn't suit you, or your circumstances have changed
  • you want more home loan features or flexibility
  • you want to access the equity in your home for investment.

Seeing what we can offer you

You can compare our popular home loans, or read about all of our home loan products.

Quick start enquiry to switch your home loan

If you're thinking of switching your home loan to NAB or ready to go, get started now and a NAB home loan specialist will call you within two working days.

Preparing to switch to NAB

Refinancing is a three-step process:

  1. Discover the costs of switching. Your current home loan provider will be able to tell you whether they'll charge you for ending your loan with them.
  2. Discuss your options with us. Make an appointment to discuss what you can gain by refinancing. A mobile banker can visit you, or you can see us in any branch, or call us on 13 13 12, from 8am-9pm 7 days a week (AEST/AEDT).
  3. Apply for a NAB home loan. You can read about applying for a home loan, or get started now.

Once we've approved your application, we'll be happy to deal with your current bank or loan provider for you.