It could be a new car or boat, a holiday, something special for your home, or perhaps just consolidating your debts. Whatever it is, a NAB Personal Loan can help make it happen, with a range of options to suit your needs.
Loan amount
Borrow from $5,000* up to $80,000. Use our Loan Calculator to work out how much you can borrow
Interest rate
Choose either a fixed or variable interest rate. A fixed rate gives you the security of always knowing how much your repayments will be in advance, or enjoy the competitiveness of our variable rate.
Loan term
From 1 - 7 years
Repayment frequency
Weekly, fortnightly or monthly repayments
Repayment methods
Periodical payment, NAB Branch, Telephone or Internet Banking
Redraw
On your unsecured variable rate NAB Personal Loan you can access extra funds you've repaid. If your NAB Personal Loan is held jointly, you and all account holders can download and sign the Personal Loans Redraw Authority Form and return it to us by fax, mail or at any branch.
You can apply online, call 13 13 12 from 8am to 9pm EST, 7 days a week, or drop into any NAB branch. Hearing impaired customers with telephone typewriters can contact us on 13 36 77 from 8am to 8pm EST, Monday to Friday. When you apply, you'll need:
Identification to satisfy an AUSTRAC 100 point test (if you are a new customer)
Your driver's licence details
The value of your home and car, if applicable, and any other assets
The amount owing on your loans, credit cards or store cards
Your income and employment details
Terms and conditions available upon application. Fees and charges are payable. Normal lending criteria apply.
* If you are a NAB Home Loan customer unable to use redraw to access small loan amounts, you can borrow from an minimum of $2,000.
