NAB Gold Card
1% p.a. on balance transfers for up to 12 months. Apply by 30 June 2012.
Apply for a NAB Gold Card
Overview
- Additional cardholder at no extra cost. (You stay responsible for all use of the account.)
- Choose a MasterCard® or Visa card.
- Balance transfers at just 4.99% pa. for 6 months.
(1% p.a. Balance Transfer offer. Find Out More.) - Balance transfer calculator - compare NAB to other banks' credit cards. See how much you can save.
Benefits of Gold
- Seven complimentary insurances - see "Insurance" tab for details
- VIP Lost Card Cover, complimentary for the first 12 months
Benefits of Visa or MasterCard
- Special offers on shows, events, experiences and movies from either Visa Entertainment or MasterCard applause.
- Emergency travel assistance (from Visa Global Customer Assistance Services or MasterCard Global Service) 24 hours, 7 days.
- Secure online shopping with either Verified by Visa or MasterCard SecureCode..
MasterCard® and the MasterCard® Brand Mark are registered trademarks of MasterCard® International Incorporated.
Rates and fees
Purchases: 19.49% pa.
Cash advances: 21.74% pa.
Balance transfers: 4.99% pa. for up to 6 months (read more about balance transfers).
(1% p.a. Balance Transfer offer. Find Out More.)
Annual card fee: $90
Other fees may apply
Annual card fee and interest rates are subject to change. Correct as at 15 May 2012. View full details of fees and charges.
Insurance
These insurances are complimentary with your NAB Gold Card. These are just brief summaries, and you should read the update with the new document NAB Card Insurance Policy Information Booklet (PDF, 151KB) for full details, including exclusions. You can also call Chubb Insurance on 1800 788 566.
Overseas Travel Insurance
Cover for travel cancellation, overseas medical expenses, lost luggage (up to $20,000) or travel documents, rental vehicle excess, accidental death and disability, missed connections, personal liability, collision damage waiver, hijack and detention, and kidnap and ransom.
To qualify, use card to purchase a minimum of $500 of your prepaid transportation costs (including travel by air, rail, road or watercraft) and/or accommodation costs and/or organised land tour costs all of which are inclusive of any charges, fees and/or taxes (excluding foreign currency and travellers cheques) on your NAB Gold Card and receive comprehensive Overseas Travel Insurance cover for overseas trips up to six months long.
Interstate Flight Inconvenience Insurance
You're covered if, during an interstate flight, your luggage is lost or delayed or if you have to cancel or amend an interstate flight due to serious illness.
Transport Accident Insurance
Cover if you or members of your family die or are seriously injured in an accident while travelling.
Domestic Hotel Burglary Insurance
You can be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia.
Purchase Protection Insurance
Protection for new items purchased with your NAB Gold Card, if they're stolen or accidentally damaged within 90 days of the date of purchase.
Extended Warranty Insurance
If you purchase a new domestic appliance in Australia using your NAB Gold Card you'll receive an extension of its original Australian manufacturer's warranty for up to 12 months.
Price Protection Insurance
Shop with confidence within Australia knowing you can be reimbursed the difference between the price you paid for a new item with your NAB Gold card and a lower printed advertised price for the same item. These policies are provided by Chubb Insurance Company of Australia Limited ABN 69 003 710 647 AFSL No. 239778.

