NAB Low Fee Card

NAB Low Fee Card NAB Low Fee Card

1% p.a. on balance transfers for up to 6 months. Apply by 1 April 2012.

Apply for a NAB Low Fee Card

Apply now

Overview

Benefits of Visa or MasterCard

MasterCard® and the MasterCard® Brand Mark are registered trademarks of MasterCard® International Incorporated.

Rates and fees

Current interest rates

Purchases: 19.74% pa.
Cash advances: 21.74% pa.
Balance transfers: 4.99% pa. for up to 6 months (read more about balance transfers).
(1% p.a Balance Transfer offer. Find Out More.)

Annual card fee: $30
Other fees may apply

Annual card fee and interest rates are subject to change. Correct as at 3 May 2011. View full details of fees and charges.

Rewards

You have the option to earn FlyBuys points when you make everyday purchases. Redeem your points for rewards including travel, gift vouchers, or credit back onto your card.

Earning FlyBuys points

If your card is linked to your FlyBuys account, every time you make an everyday purchase you earn 1 FlyBuys point for every $5 you spend.

If you shop at participating stores that offer FlyBuys points, you can present your FlyBuys card and earn points from the retailer as well as from us.

Joining FlyBuys

You can join FlyBuys for no additional cost. Join FlyBuys online or by calling FlyBuys on 13 1116 from 9am-7pm Mon-Fri (AEST/AEDT).

Once you have your membership number you can include it in your credit card application. We'll link your card to your membership before we send it to you.

Or you can use the FlyBuys Request to Link form (PDF, 47KB).

Apply online

It's easy, secure and only takes 10 minutes.

Apply online

Call 13 13 12

Mon-Fri: 7am-9pm
Weekends: 8am-9pm
(AEST/AEDT)

Visit a branch

Find your nearest NAB branch

Find

Close

Purchase Protection Insurance

Use your card to pay for a new personal retail item in full and if it's lost, stolen or accidentally damaged any time in the next 90 days you're covered for the cost of repairing or replacing it.

There are some limits and exclusions – see the Purchase Protection Insurance Policy Document (PDF 168kb). This insurance is supplied by Chubb Insurance Company of Australia.

 
Close

Verified by Visa

Credit Cards - Verified by Visa

Extra security when you shop online

Verified by Visa is a free way to add an extra layer of security when you shop online with participating retailers.

If you already have a Visa card you can:

When you register you'll create a password and a "personal assurance message". When you shop online with a participating retailer you'll see your personal assurance message, which lets you know that your purchase will be verified by Visa.

Once you've seen your personal assurance message, enter your password. We check and confirm your password, and then your purchase can go ahead. Without your password, the store won't accept your Visa.

Additional cardholders can register for Verified by Visa separately, with their own password and personal assurance message.

 
Close

Lost Card Cover

For $59 a year you can have Lost Card Cover from Secure Sentinel.

Secure Sentinel offers to keep a confidential list of any cards that you'd want to cancel if you lost them. If you do lose any of those cards, Secure Sentinel will contact the issuer(s) to cancel the cards and help you order replacements. This is a 24 hour, 7 day service.

Secure Sentinel also offers:

  • cover for any fraudulent use of the cards from the time you call them until they've called the card issuer
  • help cancelling your Australian passport and organising a replacement from the nearest Australian Embassy
  • an advance of up to $1000 cash for 30 days if your wallet is stolen (conditions apply)
  • to temporarily block your mobile phone if it's stolen
  • coded tags for your keys and luggage to help get them back to you if they're found
  • registration of possessions you can identify through a serial number.

You can get more information, including the full terms and conditions (including terms and conditions) from Secure Sentinel on 1800 022 043.

Lost Card Cover is provided by Secure Sentinel Pty Limited. ABN 53 054 235 157 of 100 Arthur Street, North Sydney NSW 2060.

 
Close

MasterCard SecureCode

Extra security when you shop online

MasterCard SecureCode is a free way to add an extra layer of security when you shop online with participating retailers.

When you register you'll create a password and a "personal assurance message". When you shop online with a participating retailer you'll see your personal assurance message, which lets you know that your purchase will be protected.

Once you've seen your personal assurance message, enter your password. We check and confirm your password, and then your purchase can go ahead. Without your password, the store won't accept your MasterCard.

Additional cardholders can register for MasterCard SecureCode separately, with their own password and personal assurance message.