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NAB Qantas Card

Earn Qantas Frequent Flyer points on up to $3,000 spend per month on your account and enjoy a lower annual card fee. The convenience of two cards, one account so that you can maximise your points.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$65
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Total spent on everyday purchases (both cards)	NAB American Express® Card	NAB MasterCard
For the first $1000	1 point per $1	1 point per $2
For the next $2000	1 point per $2	1 point per $4
After the first $3000	No further points	No further points

Points will be allocated on a tiered basis, first on your NAB Qantas American Express Card spend, then on your NAB Qantas MasterCard spend.

Earn Qantas Frequent Flyer points

Points are earned on everyday purchases and can be redeemed for rewards including flights, accommodation and entertainment. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

Velocity NAB Standard Card

Earn Velocity Points with everyday purchases. You can use your Visa card to make contactless purchases with NAB Visa payWave. The convenience of two cards, one account so that you can maximise your points.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$65
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Visa - 1 point per $2 (no Points cap.)

American Express - 1,5 points per $2 (no Points cap.)

Earn Velocity Points

Points are earned on everyday purchases and can be redeemed for rewards, including domestic and international flights, accommodation, car hire, gift cards and much more. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

NAB Low Fee Card

Our lowest annual card fee including complimentary Purchase Protection Insurance as well as, your choice of Visa or Mastercard.

Purchases	19.49% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$30
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Also available as a NAB Low Fee MasterCard

Contactless payments.

Choose the NAB Low Fee Visa to make contactless payments with Visa payWave.

NAB Qantas Gold Card

Earn Qantas Frequent Flyer points on up to $10,000 spend per month on your account and enjoy complimentary insurances. The convenience of two cards, one account so that you can maximise your points.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$145.50
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Total spent on everyday purchases (both cards)	NAB American Express® Card	NAB MasterCard
For the first $3000	2 points per $2	2 points per $3
For the next $7000	1 point per $2	1 point per $3
After the first $10,000	No further points	No further points

Points will be allocated on a tiered basis, first on your NAB Qantas American Express Card spend, then on your NAB Qantas MasterCard spend.

Earn Qantas Frequent Flyer points

Points are earned on everyday purchases and can be redeemed for rewards including flights, accommodation and entertainment. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

NAB Qantas Card

Earn Qantas Frequent Flyer points on up to $3,000 spend per month on your account and enjoy a lower annual card fee. The convenience of two cards, one account so that you can maximise your points.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$65
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Total spent on everyday purchases (both cards)	NAB American Express® Card	NAB MasterCard
For the first $1000	1 point per $1	1 point per $2
For the next $2000	1 point per $2	1 point per $4
After the first $3000	No further points	No further points

Points will be allocated on a tiered basis, first on your NAB Qantas American Express Card spend, then on your NAB Qantas MasterCard spend.

Earn Qantas Frequent Flyer points

Points are earned on everyday purchases and can be redeemed for rewards including flights, accommodation and entertainment. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

Velocity NAB Gold Card

Offers our fastest way to earn Velocity Points. You can also use your Visa card to make contactless purchases with NAB Visa payWave. The convenience of two cards, one account so that you can maximise your points.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$150
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Earn Velocity Points

Points are earned on everyday purchases and can be redeemed for rewards, including domestic and international flights, accommodation, car hire, gift cards and much more. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

Velocity NAB Standard Card

Earn Velocity Points with everyday purchases. You can use your Visa card to make contactless purchases with NAB Visa payWave. The convenience of two cards, one account so that you can maximise your points.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$65
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Visa - 1 point per $2 (no Points cap.)

American Express - 1,5 points per $2 (no Points cap.)

Earn Velocity Points

Points are earned on everyday purchases and can be redeemed for rewards including domestic and international flights, accommodation, car hire, gift cards and much more. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

NAB Low Fee Card

Our lowest annual card fee including complimentary Purchase Protection Insurance, as well as your choice of Visa or Mastercard.

Purchases	19.49% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$30
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Also available as a NAB Low Fee MasterCard

Contactless payments

Choose the NAB Low Fee Visa to make contactless payments with Visa payWave.

NAB Gold Card

Your choice of Visa or MasterCard, including seven complimentary insurances, a higher credit limit and the extra recognition of gold.

Purchases	19.49% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$90
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Also available as a NAB Gold MasterCard

Complimentary Lost Card Cover

Along with all the usual benefits of gold, we'll add VIP Lost Card Cover at no extra cost for the first 12 months.

Just remember, gold cards can be great but if you don't pay off your balance each month then you'll pay interest on your purchases. If that happens, you might be better off with a NAB Low Rate Card.

NAB Qantas Platinum Card

The convenience of two cards, one account so that you can maximise your points. No cap on your Qantas Frequent Flyer points earning power and a personal concierge service, anywhere in the world.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$290
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Points will be allocated on a tiered basis, first on your NAB Qantas American Express Platinum Card spend, then on your NAB Qantas Visa spend.

Earn Qantas Frequent Flyer points

Points are earned on everyday purchases and can be redeemed for rewards including flights, accommodation and entertainment. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

NAB Qantas Gold Card

Earn Qantas Frequent Flyer points on up to $10,000 spend per month on your account and enjoy complimentary insurances. The convenience of two cards, one account so that you can maximise your points.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$145.50
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Total spent on everyday purchases (both cards)	NAB American Express® Card	NAB MasterCard
For the first $3000	2 points per $2	2 points per $3
For the next $7000	1 point per $2	1 point per $3
After the first $10,000	No further points	No further points

Points will be allocated on a tiered basis, first on your NAB Qantas American Express Card spend, then on your NAB Qantas MasterCard spend.

Earn Qantas Frequent Flyer points

Points are earned on everyday purchases and can be redeemed for rewards including flights, accommodation and entertainment. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

Velocity NAB Gold Card

Offers our fastest way to earn Velocity Points. You can also use your Visa card to make contactless purchases with NAB Visa payWave. The convenience of two cards, one account so that you can maximise your points.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$150
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Earn Velocity Points

Points are earned on everyday purchases and can be redeemed for rewards, including domestic and international flights, accommodation, car hire, gift cards and much more. Excludes gambling and gaming related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

NAB flybuys Rewards Card

Earn flybuys points with every dollar you spend on purchases and get premium extras like complimentary insurances.

Purchases	19.49% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$65
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Also available as a NAB Gold MasterCard

Earn 1 flybuys point for every $1 you spend.

Earn flybuys points when you make everyday purchases and redeem your points for rewards including travel, gift vouchers, or credit back onto your card. Excludes gaming and gambling related transactions.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

NAB Gold Card

Your choice of Visa or MasterCard, including seven complimentary insurances, a higher credit limit and the extra recognition of gold.

Purchases	19.49% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$90
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Also available as a NAB Gold MasterCard

Complimentary Lost Card Cover.

Along with all the usual benefits of gold, we'll add VIP Lost Card Cover at no extra cost for the first 12 months.

Just remember, rewards cards can be great however if you don't think you'll pay off your balance each month then you'll pay interest on your purchases. If that happens, it may be better to get a NAB Low Rate Card.

NAB Qantas Platinum Card

The convenience of two cards, one account so that you can maximise your points. No cap on your Qantas Frequent Flyer points earning power and a personal concierge service, anywhere in the world.

Purchases	19.99% p.a.
Cash advances	21.74% p.a.
Balance transfers	4.99% p.a. for up to 6 months	More info You will not receive interest-free days whilst you have an outstanding balance transfer.
Annual card fee	$290
Interest free days on purchases	Up to 44	More info Interest-free days on purchases if you pay your account in full by the due date each month.

Other fees may apply. Please read the terms and conditions for full details.

Points will be allocated on a tiered basis, first on your NAB Qantas American Express Platinum Card spend, then on your NAB Qantas Visa spend.

Earn Qantas Frequent Flyer points

Points are earned on everyday purchases and can be redeemed for rewards including flights, accommodation and entertainment. Excludes gambling and gaming related transactions.