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Visa advantages. Your money. Added security.
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| NAB smart everyday accounts now include the convenience of a NAB Visa Debit card at no extra cost. You can use your own money to make purchases over the phone, online, overseas or locally. You'll also have unlimited use of NAB ATMs, rediATMs and EFTPOS. And because Visa is accepted at more than 29 million outlets worldwide, it's a smarter, secure way to access your money and manage your everyday banking. What's more, NAB Visa Debit cards come in a range of colours. |
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Use your own money
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NAB Visa Debit is available to use your own money, wherever Visa is accepted:
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At over 29 million locations worldwide
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At over 1,000,000 ATMs worldwide
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For online, over the phone and overseas purchases
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| Options to suit everyone |
NAB Visa Debit is offered, at no extra cost, with our smart everyday accounts:
- NAB Classic Banking - A simple everyday banking account that lets you access your money when you want, where you want with no monthly account fees ever. Find out more
- NAB Gold Banking - A premium everyday banking account that gives you great added value whether you’re at home or overseas. Find out more
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| Choice of card colour |
NAB Visa Debit cards are available in black, red, white, pink or gold (Gold Banking only)
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| Enhanced security |
- NAB Defence - is our security promise to you that you’re protected by leading and innovative security measures to fight fraud. Find out more.
- NAB Visa Debit cards with chip technology- all NAB Visa Debit cards are embedded with an electronic chip which securely stores data, such as card number and expiry date, that was previously only held on the magnetic strip. This innovation makes the information on your card more secure and more difficult to copy.
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Verified by Visa - once registered, allows you to purchase from participating online vendors, only with a password. The transaction cannot be authenticated unless a password is entered. Read the Terms and Conditions
Register your NAB Visa Debit card online today
- Visa Zero Liability1 – with NAB Visa Debit, you’ll have peace of mind on your side. That’s because if there are any unauthorised transactions on your account, you’ll be reimbursed.
- 90 Day Purchase Protection Insurance2 –- If you drop your new laptop or misplace your new handbag, don’t worry your purchases are insured for the first 90 days at no extra cost (conditions apply)
Read NAB Visa Debit Insurance Policy Document (PDF)
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| Extra protection for NAB Gold Visa Debit |
For NAB Gold Visa Debit cardholders, additional benefits include:
- NAB Gold Overseas Travel Insurance3 is available when 100% of your return airfares are purchased using your NAB Gold Visa Debit card (conditions apply)
- NAB Gold Extended Warranty Insurance3 is also available which means if you purchase goods in full on your NAB Gold Visa Debit card which come with a manufacturer’s warranty applicable in Australia, we’ll extend it by up to 12 months (conditions apply)
- NAB Gold Purchase Protection Insurance3 - in the case of your purchase being lost, stolen or damaged (conditions apply)
Read NAB Gold Visa Debit Insurance Policy Document (PDF)
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| Fees and charges |
NAB smart everyday accounts provide the added convenience of a NAB Visa Debit card at no extra cost. For all fees and charges read the Guide to Fees and Charges
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| Apply now |
New customer? You can apply online for NAB Visa Debit right now - it's easy and takes less than 10 minutes

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Existing NAB Smart Everyday Account customer? Upgrading online to a NAB Visa Debit card takes less than 3 minutes. 
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| Other ways to apply |
Alternatively, you can apply by calling us on 13 13 12, 8am to 9pm EST, 7 days a week, or at any NAB branch.
Before applying, please read the Terms and Conditions and Fees and Charges Guide.
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