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Applying for a NAB everyday banking, savings or investment account is easy
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Simply choose your account, then complete the online application form. You can apply online for most accounts and it takes less than 10 minutes. All NAB applications are protected by encryption so your details stay secure.
If you’ll need any additional information for your application, we'll let you know before you apply in the pre-application checklist. You’ll receive information about the next steps you’ll need to take after submitting your application, including when you can start using your account.
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| Everyday bank accounts |
| NAB Classic Banking |
Unlimited NAB transactions, including branch access for no monthly service fee, with optional NAB Visa Debit and choice of card colour. |
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| Student banking |
All the benefits of NAB Classic Banking with no monthly account service fee for full-time tertiary students. |
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| NAB Gold Banking |
All the benefits of NAB Classic Banking, plus foreign currency transactions, including overseas ATM access for $10 a month. Plus, the option of a NAB Gold Visa Debit card with premium extras at no extra cost. |
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| Specialised accounts |
| NAB Retirement Account |
Everyday banking for retirees, with competitive interest, that won't affect your pension, and no monthly account service fee. |
How To Apply |
| NAB Concession Card Account |
A simple account that makes controlling your finances easy. |
How To Apply |
| Savings accounts |
| NAB iSaver |
An online savings account with a high interest rate and no account or transaction fees. |
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| NAB Smart Reward Saver |
A savings account designed to help you reach your goals faster, with competitive interest rates, bonus interest and branch access. |
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| NAB Smart Junior Saver |
A savings account that encourages your child to save with competitive interest rates, bonus interest for regular deposits and a free money box and fun sheets |
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| Investment accounts |
| NAB Term Deposits |
Fixed term investment with competitive interest rates. |
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| NAB Cash Manager |
A flexible cash management account with convenient access. |
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| NAB Investment Cash Manager |
A cash management account that lets you invest, save and transact all in one place, or just park funds between investments. |
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| What else do I need to know? |
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Information needed to complete the application forms
We'll let you know on the pre-application checklist if you need any information to apply online. If you are a NAB customer, you'll need your NAB ID number. New customers generally don't need any additional information, though it can help to have your Tax File Number ready for savings and investment accounts.
New to NAB?
In general if you are a new customer you'll need to bring identification (such as Driver's licence and Medicare card) to a NAB branch to complete the application process.
Some accounts may have eligibility criteria. You may be required to provide documentation to satisfy this criteria at a NAB branch.
Existing NAB customer?
Existing NAB customers who have previously completed this ID check generally don't need to visit a branch and show ID.
Some accounts may have eligibility criteria and you may be required to provide this at a NAB branch.
You may be required to complete an account authority card for your new account. If so, you may not be able to debit your account prior to NAB receiving the completed card.
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| Other ways to apply |
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You can also apply for all accounts by:
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Calling us on 13 13 12, Monday - Friday 7am - 9pm AEST/AEDT, Saturday & Sunday 8am - 9pm AEST/AEDT
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Visiting any NAB branch
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Hearing impaired customers with telephone typewriters can contact us on 13 36 77 from 8am to 8pm EST, Monday to Friday
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