Use your everyday account wherever Visa is accepted.
We include a NAB Visa Debit card with most of our everyday transaction accounts. Spend your own money wherever you'd normally need a credit card, even online and overseas.
It doesn’t cost any extra to have a NAB Visa Debit card. All you need is a NAB transaction account. If you're aged 16 or 17, your parent or guardian needs to be a joint accountholder.
NAB Classic Banking
Get a NAB Visa Debit with NAB Classic Banking and pay no monthly account fees, ever. You can apply online now.
Add Visa Debit to your account
Spend your money the way you want
You can use your NAB Visa Debit card wherever you'd normally use a normal debit card, as well as wherever Visa is accepted. However you use it, you're spending funds from your transaction account.
Use your NAB Visa Debit card:
- for shopping online
- at ATMs (remember to avoid direct charging by using the NAB ATM network, including rediATMs)
- for EFTPOS, using the chip or magnetic strip
- over the phone
- wherever VISA is accepted, at tens of millions of locations around the world, including ATMs. (Fees apply for transactions in foreign currencies, and at overseas ATMs.)
However you shop we protect your money with NAB Defence.
Choice of colours
- With NAB Classic Banking take your pick of a black or pink card.
The benefits of Visa
Your NAB Visa Debit card gives you the same benefits as any other NAB Visa card:
- safer online shopping with Verified by Visa
- worldwide access to your money, wherever Visa is accepted
- Visa Zero Liability – reimbursement if your card is used fraudulently, or after it's been lost or stolen (conditions apply)
- 3 months Purchase Protection Insurance, protecting your purchases from loss or damage (conditions apply – see the policy information booklet (PDF, 166KB). When you're using an EFTPOS terminal remember to press "Credit" to register your purchase
- access to Visa Entertainment, which includes pre-sales periods for concerts and events, priority seating, special offers and exclusive merchandise packages.
And NAB Visa Debit adds even more
NAB Gold Visa Debit cards come with all the complimentary insurance that you get with any NAB gold card1:
- NAB Gold Overseas Travel Insurance
- NAB Gold Purchase Protection Insurance
- Extended Warranty Insurance
See the NAB Card Insurance policy document (PDF 346KB) for full details.
1. National Australia Bank Limited has obtained Overseas Travel Insurance, Interstate Flight Insurance, Domestic Hotel Burglary Insurance, Transport Accident Insurance, Price Protection Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by Chubb Insurance Company of Australia Limited ABN 69 003 710 647 AFSL No.239778. The benefits under these Master Policies are extended to NAB Gold Visa Debit cardholders. The terms, conditions and exclusions of Overseas Travel Insurance, Interstate Flight Insurance, Domestic Hotel Burglary Insurance, Transport Accident Insurance, Price Protection Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Card Insurance Policy Document and may be amended from time to time and you should read the policy document carefully to ensure this cover meets your needs. The Policy Document is available at nab.com.au or by calling 1800 788 566.