Compare our bank accounts
Transactions
| NAB Classic Banking | NAB Gold Banking2 | NAB Retirement Account | NAB Concession Account | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Apply now | Apply now | Apply now | Apply now | ||||||
Account type and fees |
|||||||||
|
How do you like to bank? |
I'd like an account that lets me access my money when I want, where I want, with no monthly account fees ever. |
I want superior access and premium services both while I'm at home, and when I'm overseas. |
Now that I've retired and am over 55, I'd like an account tailored to my lifestyle with competitive interest rates. |
I am a concession card holder and I want a simple account that makes controlling my money easier. |
|||||
|
Monthly account fee |
$0 | $10 | $0 | $0 | |||||
|
How to avoid the monthly account service fee |
no fee | Deposit $5000 per month | no fee | no fee | |||||
|
No overdrawn account fees |
 |
|
|
|
|||||
Ways to access your money |
|||||||||
|
NAB Visa Debit card or NAB Debit card access |
|
(NAB Gold Visa Debit card) |
|
NAB Debit card only | |||||
|
Unlimited electronic access - EFTPOS, Internet Banking1, |
|
|
|
|
|||||
|
Unlimited branch deposits |
|
|
|
|
|||||
|
Unlimited branch withdrawals and cheque access |
|
|
|
Branch withdrawals only | |||||
|
Unlimited transactions at most overseas ATMs and no foreign currency fees |
Fees apply |
|
Fees apply |
Fees apply |
|||||
Added extras |
|||||||||
|
Enhanced security benefits with NAB Visa Debit card |
(see enhanced security benefits) |
(see enhanced security benefits) |
(see enhanced security benefits) |
 |
|||||
|
Insurance with NAB Visa Debit card |
(see insurance) |
(see insurance) |
(see insurance) |
|
|||||
Enhanced security benefits
- Visa Zero Liability3 (press credit when making purchases)
- Verified by Visa Read terms and conditions
Insurance
- 3 months Purchase Protection Insurance4
Gold Insurance
- NAB Gold Visa Debit Purchase Protection Insurance5
- NAB Gold Visa Debit Extended Warranty Insurance5
- NAB Gold Visa Debit Overseas Travel Insurance5
Additional Information:
- Terms and Conditions apply and are available upon registration for the service. Fees and charges may be payable.
- Refer to 'A guide to fees and charges – personal banking fees' booklet. Available in branch or at nab.com.au. The fees and other product information is current as at 22nd January 2010 and subject to change. If you're either a NAB Choice Package or NAB Private Package customer, then you may be eligible for NAB Gold Banking without the monthly account service fee.
- Cardholder's liability is limited to zero for unauthorised transactions, provided the cardholder notifies NAB of unauthorised Visa transaction and there is no evidence of cardholder negligence, fraud or collusion.
- This is only a brief summary of the benefits and exclusions may apply. Purchase Protection Insurance for NAB Visa Debit card is issued by Chubb Insurance Company of Australia Limited (Chubb), ABN 69 003 710 647, AFSL No. 239778 of Level 29, Citigroup Centre, Park Street, Sydney, New South Wales 2000. The terms, conditions and exclusions of Purchase Protection Insurance are specified in the NAB Purchase Protection Insurance Policy information booklet and may be amended from time to time.
- National Australia Bank Limited has obtained Overseas Travel Insurance, Interstate Flight Insurance, Domestic Hotel Burglary Insurance, Transport Accident Insurance, Price Protection Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by Chubb Insurance Company of Australia Limited ABN 69 003 710 647 AFSL No.239778. The benefits under these Master Policies are extended to NAB Gold Visa Debit cardholders. The terms, conditions and exclusions of Overseas Travel Insurance, Interstate Flight Insurance, Domestic Hotel Burglary Insurance, Transport Accident Insurance, Price Protection Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Card Insurance Policy Document and may be amended from time to time and you should read the policy document carefully to ensure this cover meets your needs. The Policy information booklet is available at nab.com.au or by calling 1800 788 566.
Savings
| NAB Smart Junior Saver | NAB Smart Reward Saver | NAB iSaver | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Apply now | Apply now | Apply now | |||||||
Account type and fees |
|||||||||
|
How do you like to bank? |
I want an account for my child that rewards them for saving regularly | I want to be rewarded for saving hard, and prefer the convenience of branch access | I am saving towards a goal and looking for a good return. I prefer electronic banking | ||||||
|
Monthly account fee |
$0 | $0 | $03 | ||||||
|
Minimum deposit or balance |
$0 | $0 | $0 | ||||||
|
Interest rate |
Bonus interest earned when at least one deposit and no withdrawals are made in the same month1 | Bonus interest earned when at least one deposit and no withdrawals are made in the same month1 | Competitive interest earned on the whole balance | ||||||
Ways to access your money |
|||||||||
|
Unlimited NAB Telephone Banking and NAB Internet Banking2 |
|
|
(enquiry and transfers to and from eligible transaction accounts only) |
||||||
|
Access only via your linked NAB smart everyday account |
|
|
|
||||||
|
Online NAB Smart Statements via NAB Internet Banking |
|
|
|
||||||
|
Unlimited direct credits and debits |
(debits affect bonus interest) |
(debits affect bonus interest) |
(direct credits only) |
||||||
|
Unlimited branch deposits |
|
|
|
||||||
|
Unlimited branch withdrawals |
(debits affect bonus interest) |
(debits affect bonus interest) |
|
||||||
Additional Information:
- To receive the bonus interest, the deposit must be received at least one banking day before the last banking day of the month
- Terms and Conditions apply and are available upon registration for the service. Fees and Charges may be payable.
- Fees may apply if linked to a NAB Gold Banking account
Investments
| NAB Term Deposit | NAB Cash Manager | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Apply now | Apply now | ||||||||
Account type and fees |
|||||||||
|
How do you like to bank? |
I want a secure investment and to know up front exactly what interest I'll earn | I want a flexible savings account to help manage cashflow from my investments | |||||||
|
Monthly account fee |
$0 | $0 | |||||||
|
Minimum deposit or balance |
$5000 | $50001 | |||||||
|
Interest rate |
Competitive fixed interest rate | Competitive interest earned on the whole balance | |||||||
Ways to access your money |
|||||||||
|
Unlimited NAB Telephone Banking and NAB Internet Banking2 |
(enquiry only) |
|
|||||||
|
Via your linked NAB smart everyday account |
|
|
|||||||
|
Online NAB Smart Statements via NAB Internet Banking |
|
|
|||||||
|
Unlimited direct credits and debits |
|
|
|||||||
|
Unlimited branch deposits |
|
|
|||||||
|
Unlimited branch withdrawals |
|
|
|||||||
Additional Information:
- $5000 minimum deposit only applicable when opening the account. There is no requirement to maintain this balance and any subsequent deposits can be for any amount
- Terms and Conditions apply and are available upon registration for the service. Fees and Charges may be payable.
