Compare our everyday bank accounts

Compare our everyday bank accounts

Bank Account	NAB Classic Banking	NAB Gold Banking2	NAB Retirement Account	NAB Concession Account
	NAB Classic Banking	NAB Gold Banking	NAB Retirement Account	NAB Concession Account
How do you like to bank?	I'd like an account that lets me access my money when I want, where I want, with no monthly account fees ever.	I want superior access and premium services both while I'm at home, and when I'm overseas.	Now that I've retired and am over 55, I'd like an account tailored to my lifestyle with competitive interest rates.	I am a concession card holder and I want a simple account that makes controlling my money easier.
Monthly account fee	$0	$10	$0	$0
How to avoid the monthly account service fee	no fee	Deposit $5000 per month	no fee	no fee
No overdrawn account fees
NAB Visa Debit card or NAB Debit card access		(NAB Gold Visa Debit card)		NAB Debit card only
Unlimited electronic access - EFTPOS, NAB Internet Banking1, NAB Telephone Banking1, NAB ATMs and rediATMs access
Unlimited branch deposits
Unlimited branch withdrawals and cheque access				Branch withdrawals only
Unlimited transactions at most overseas ATMs and no foreign currency fees	Fees apply		Fees apply	Fees apply
Enhanced security benefits with NAB Visa Debit card	(see enhanced security benefits)	(see enhanced security benefits)	(see enhanced security benefits)	No
Insurance with NAB Visa Debit card	(see insurance)	(see gold insurance)	(see insurance)

Additional Information:

1. Terms and Conditions apply and are available upon registration for the service. Fees and charges may be payable.
2. Refer to 'A guide to fees and charges – personal banking fees' booklet. Available in branch or at nab.com.au. The fees and other product information is current as at 22nd January 2010 and subject to change. If you’re either a NAB Choice Package or NAB Private Package customer, then you may be eligible for NAB Gold Banking without the monthly account service fee.
3. Cardholder’s liability is limited to zero for unauthorised transactions, provided the cardholder notifies NAB of unauthorised Visa transaction and there is no evidence of cardholder negligence, fraud or collusion.
4. This is only a brief summary of the benefits and exclusions may apply. Purchase Protection Insurance for NAB Visa Debit card is issued by Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507, of 5 Blue Street, North Sydney, NSW 2060. The terms, conditions and exclusions of Purchase Protection Insurance are specified in the Purchase Protection Insurance Policy Document and may be amended from time to time.
5. National Australia Bank Limited has obtained NAB Gold Visa Debit Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance under Master Policies issued by American Home Assurance Company ABN 67 007 483 267, AFSL 230903, trading as AIG Australia. The benefits under these Master Policies are extended to NAB Gold Visa Debit cardholders. The terms, conditions and exclusions of NAB Gold Visa Debit Overseas Travel Insurance, Purchase Protection Insurance and Extended Warranty Insurance are specified in the NAB Gold Visa Debit Insurance Policy Document and may be amended from time to time and you should read the policy document carefully to ensure this cover meets your needs. Please note: In respect of Overseas Travel insurance Cover for emergency and medical assistance while travelling overseas, please contact AIG Assist on reverse-charge call to Australia +61 2 9251 4298. This overseas assistance service is subject to the terms and conditions of the NAB Gold Visa Debit Insurance Policy Document. Please refer to the NAB Gold Visa Debit Insurance Policy Document for more information. The Policy Document is available at nab.com.au or by calling 1800 339 667.