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Monday, 26 July 2010
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Interest Rate
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Comparison Rate
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Interest Rate
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Comparison Rate
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| INTRODUCTORY RATE HOME LOANS1 |
12 months variable rate
12 months fixed rate
3 year variable rate
3 year fixed rate |
6.15% pa
6.54% pa
6.44% pa
6.99% pa
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7.27% pa
7.31% pa
7.15% pa
7.31% pa
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| VARIABLE RATE HOME LOANS |
NAB Tailored Home Loan
$100,000 to $249,9992
$250,000 and above2
'Low Doc' Home Loan |
7.24% pa
7.03% pa
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7.37% pa
7.16% pa
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6.74% pa
6.64% pa
6.54% pa
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7.10% pa
7.00% pa
6.90% pa
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Base Variable Rate Home Loan3
Indicator Rate |
6.74% pa
7.03% pa
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6.78% pa
7.07% pa
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| Clear Banking Home Loan |
7.24% pa
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7.28% pa
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| LINE OF CREDIT |
NAB Portfolio Facility
$250,000 to $499,999
$500,000 to $999,999
$1,000,000 and above |
6.81% pa
6.71% pa
6.61% pa
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| Home Equity Line of Credit |
6.72% pa
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| FlexiPlus Mortgage |
7.39% pa
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7.24% pa
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| FIXED RATE HOME LOANS (NAB Tailored Home Loan) |
1 year
2 years
3 years
4 years
5 years
10 years |
6.94% pa
7.29% pa
7.29% pa
7.79% pa
7.99% pa
8.19% pa
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7.34% pa
7.38% pa
7.38% pa
7.58% pa
7.71% pa
8.08% pa
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6.84% pa
7.19% pa
7.19% pa
7.69% pa
7.89% pa
8.09% pa
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7.02% pa
7.11% pa
7.16% pa
7.40% pa
7.57% pa
8.07% pa
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NAB Choice Package
and NAB Portfolio Facility4
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Interest Rate
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Comparison Rate
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Interest Rate
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Comparison Rate
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Interest in Advance/
Interest Only in Advance |
1 year
2 years
3 years
4 years
5 years |
6.84% pa
7.19% pa
7.19% pa
7.69% pa
7.89% pa
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7.35% pa
7.41% pa
7.43% pa
7.65% pa
7.81% pa
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6.74% pa
7.09% pa
7.09% pa
7.59% pa
7.79% pa
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7.01% pa
7.12% pa
7.18% pa
7.44% pa
7.64% pa
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| Interest Only in Arrears |
1 year
2 years
3 years
4 years
5 years |
7.04% pa
7.39% pa
7.39% pa
7.89% pa
8.09% pa
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7.34% pa
7.39% pa
7.40% pa
7.60% pa
7.74% pa
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6.94% pa
7.29% pa
7.29% pa
7.79% pa
7.99% pa
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7.00% pa
7.10% pa
7.16% pa
7.40% pa
7.58% pa
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Interest Rates for Home Lending
Monday, 26 July 2010
| RURAL LIFESTYLE HOME LOANS |
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Interest Rate
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Comparison Rate
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| Variable Rate |
7.24% pa
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7.37% pa
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| FlexiPlus Mortgage |
7.39% pa
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| Fixed Rate |
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1 year
2 years
3 years
4 years
5 years
10 years |
7.34% pa
7.69% pa
7.69% pa
8.19% pa
8.39% pa
8.59% pa
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7.38% pa
7.46% pa
7.50% pa
7.73% pa
7.90% pa
8.38% pa
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Products no longer for sale
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| NATIONAL TAILORED HOME LOAN PACKAGE |
| Variable Rate |
7.24% pa
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Withdrawn from sale 13 September 2004
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| NATIONAL HOMEOWNER'S PACKAGE |
| Variable Rate |
6.78% pa
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Withdrawn from sale 1 November 2003
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1) At the end of the introductory period, the NAB Tailored Home Loan variable interest rate applies.
2) Rates apply to home loan contracts issued from 23 February 2009 onwards. Available for a limited time only.
3) Rate applies to home loan contracts issued from 19 January 2009 onwards.
4) Comparison rates shown are for NAB Tailored Home Loan. Comparison rates are not required for NAB Portfolio Facility.
Comparison rates are based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Please note that the 'advertised' rates referred to in our loan contracts are our indicator rates, which are advertised in national daily newspapers on Mondays. Indicator rates are used to calculate interest rates.
All rates are effective Monday, 26 July 2010 and are subject to change at any time. To find out more, visit nab.com.au, call into a NAB branch or call 13 13 12 for information on personal lending rates or 13 10 12 for information on business lending rates. Terms and conditions, fees and charges, and normal lending criteria apply. Full details of these and relevant terms and conditions are available on application. National Australia Bank Limited ABN 12 004 044 937.
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