Why NAB Equity Lending?

Value, exceptional service and flexibility.

NAB Equity Lending is the smart choice for value, exceptional service and flexibility.

Our rates are competitive and you can borrow as little as $20,000. You have convenient online access to your Facility information and we provide a highly personal approach to customer service.

Apply for a NAB margin loan

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Benefits at a glance

The full range of NAB Equity Lending benefits includes:

Value
  • Competitive interest rates
    NAB Equity Lending offers competitive variable and fixed interest rates. View our current rates.
  • No application fees* or ongoing service fees for individual and joint applicants
    NAB Equity Lending has no establishment fees for individual or joint applicants. Learn more about our current interest rates and fees.

* An application fee applies to a company applicant or guarantor and a company or individual acting in their capacity as trustee. Applicants and guarantors resident in Tasmania are also subject to a State Government charge for registration and stamping of the Power of Attorney.

Exceptional service
  • A dedicated Account Manager
    You will have access to a personal Account Manager who will look after your Facility and assist you with any queries.
  • Easy online access
    We’ve made it incredibly easy to monitor your NAB Equity Lending Facility and keep track of your investments online.
  • Prompt loan approval
    We can generally approve individual or joint applications within 48 hours of receipt of your application.
  • Regular Facility statements
    We will provide you with regular statements outlining your Facility details.
Flexibility
  • An extensive choice of investments
    A NAB Equity Lending Facility allows you to borrow against an extensive range of ASX-listed stocks and managed funds.
  • Flexible loan options
    You can combine variable rate and fixed rate loans, with interest payable in advance or arrears, within the one Facility, as long as the fixed rate** component of the loan has a minimum loan amount of $20,000.
  • Low minimum loan amount
    The minimum loan amount is $20,000.
  • Instalment gearing
    Instalment gearing facilities are available with a minimum loan amount of $20,000.
  • Third party security
    You may be able to use investments owned by another person (or company) as security for your margin loan.
  • Use the broker of your choice
    Where you have an existing broker there is generally no need to change this relationship.
  • Call options
    We may allow you to write call options that use shares held as security for your Facility as specific cover.

** Fixed rate loans are fully drawn upon commencement of transaction.

For any queries, please call us on 1300 135 145 (Mon-Fri. 8:30am-5:30pm AEST) or email us at equity.lending@nab.com.au