Working capital needs

NAB can help develop convenient and efficient payment methods for your customers, that are also cost effective for your business. These include:

• telephone and Internet payment options
• accepting card payments via BPAY, direct debit, direct credit & EFTPOS
• cheque collection and reconciliation options

We can also structure the right solutions for all your business payments - including paying your suppliers, employees, unit holders and paying dividends to your shareholders.

We have a number of efficient and effective ways of managing and obtaining reports on your business cash flow. These include:

• NAB Connect: Internet Banking built for business
• National Online Corporate: Manage business transactions including international transactions electronically on a PC based platform
• National Online Business: Manage business transactions electronically on a PC-based platform
• NAB Internet Banking: Manage personal and many business transactions electronically over the internet
• NAB Telephone Banking
• NAB ATMs

We provide a range of day-to-day banking solutions designed to make your banking easier and make the most of your surplus business cash.

NAB Purchasing/Corporate Cards operate as monthly charge cards and are issued to employees of medium to large organisations for the management and monitoring of business related expenses.

Asset Servicing has been providing settlement and custody services to domestic and international institutions covering all classes of securities, since 1950.

• NAB provides asset finance for equipment, machinery and vehicles through off and on-balance sheet structures.
• We have specialist teams who can provide solutions for purchasing and managing smaller assets such as IT equipment and car fleets as well as big ticket investments including mining equipment, rail, ship and aviation assets.

• We provide Inventory Finance solutions that help you manage your stock and ensure that you have sufficient materials throughout all stages of your work in progress to manage demand.

• We provide a range of solutions that help manage the complexities of overseas and domestic trade. This includes short term trade finance for import, export and domestic trade needs.
• Our team of trade specialists can help you to determine the most appropriate method of payment and provide solutions that will help manage or minimise risks associated with:
  • Credit risk
  • Transfer risk
  • Exchange risk
  • Contract of sale
  • Damage or loss of goods