Fees and charges may apply. Terms and Conditions available on application. The calculations are estimates only and provided for illustrative purposes, taking into account the current interest rate for the relevant home loan. Calculations generated, does not constitute an agreement by NAB to provide credit. Lending by NAB is subject to NAB´s normal lending criteria. NAB has not taken into account your objectives, financial situation or needs and recommends that you consider whether this product is appropriate for your circumstances. NAB recommends you consider the Terms and Conditions or other disclosure document, available from NAB, before making any decision.