NAB Home Insurance Options

 Other benefits provided NAB Home Insurance Essentials NAB Home Insurance         
Additional cost of temporary accommodation1

yes

yes

Automatic indexation of sums insured

yes

yes

Change of risk address1

yes

yes

Compensation for death

yes

yes

Compensation for fracture 

no

yes

Contents in a safe deposit box at a bank1

yes

yes

Contents in the open air at your risk address1

yes

yes

Continuation of cover when you are selling your buildings2

yes

yes

Credit cards - cover for loss or theft1

yes

yes

Emergency storage of contents1

yes

yes

Flood cover4

yes

yes

Fusion

no

yes

Guests', visitors' and domestic helpers' contents

yes

yes

Landlords' contents3

yes

yes

Landscaping2

no

yes

Legal liability

yes

yes

Modifications to your buildings as a result of paraplegia/quadriplegia2

yes

yes

Mortgage discharge costs2

yes

yes

Reinstatement of sum insured after a loss

yes

yes

Removal of debris, professional fees and extra costs

yes

yes

Rental costs after an insured event2

yes

yes

Replacement of locks or cylinders

yes

yes

Security firm attendance1

yes

yes

Spoilage of perishable food1

no

yes

Tax audit1

no

yes

Temporary removal of contents from your risk address

yes

yes

Title deeds1

yes

yes

Veterinary costs1

yes

yes

1 Applicable when contents cover taken out
2 Applicable when buildings cover taken out
3 Applicable when buildings cover only taken out
4 Flood Cover is now available for all eligible property addresses. Flood Cover is an option on both Building and Contents in home and landlords packages. The cover is designed to protect customers against damage to their building and contents in the event of a Flood. Customers will have protection for their insured assets up to the value of their sum insured. Flood Cover will be available for eligible property addresses from 13 November 2011. Please talk to your NAB Banker to find out whether you are eligible for Flood Cover.