Life insurance

Protect yourself and your family with life insurance from MLC, a member of the National Australia Group.

Get a quote online or talk with an expert

Get a life insurance quote online

If you're looking for a quick and simple way to get affordable life insurance, MLC Essential Life could be for you.

MLC Essential Life is a straightforward way to help ensure that your family is protected, if something happens to you. You can be covered for up to $1million, depending on your age.

After you get a quote online, you can apply over the phone for immediate cover, with no medical examinations required.

Talk with an expert about MLC Life Cover

For more extensive cover and options you can talk with a NAB Financial Planner about Life cover with MLC.

A NAB Financial Planner can take you through your options and help work out what's best for you and your family.

To find out more about the insurances available, click on one of the links below :

Life Cover: this provides a lump sum payment to your family to secure their financial security in the event of your death, terminal illness or accidental injury.

Total and Permanent Disability: this provides you with a lump sum benefit if you are totally or permanently disabled due to illness or injury and are unable to work.

Critical Illness: this provides you with a lump sum benefit if you suffer a specified critical condition as covered in the policy.

Income Protection: this provides you with a monthly benefit of up to 75% of your current income if you are temporarily unable to work due to illness or injury.

Premium Waiver: this enables you to maintain your policy if you are unable to pay your premium if you suffer financial hardship.

Business Expenses: provides cover for your business expenses that enables your business to continue to operate if you are temporarily disabled and unable to work.

MLC Limited (ABN 90 000 000 402 AFSL 230694) is the issuer of MLC Personal Protection Portfolio and MLC Essential Life. MLC Nominees Pty Limited Limited and MLC Limited, both of 105-153 Miller Street, North Sydney NSW 2060, are members of the National Australia Group of companies.

The combined Product Disclosure Statement ('PDS') for MLC Life Cover Super and MLC Personal Protection Portfolio provides information about these products. You should consider this disclosure document before making any decision about whether to acquire a policy. A copy of the PDS is available upon request by contacting the MLC Service Centre on 132 652 or you can download it from our website at mlc.com.au.

The Product Disclosure Statement ('PDS') for MLC Essential Life & MLC Essential Accidental Death Insurance provides information about these products. You should consider this disclosure document before making any decision about whether to acquire a policy. A copy of the PDS is available upon request by contacting the MLC Service Centre on 1300 428 482 or you can download it from our website at mlc.com.au/essentiallife.