MLC Essential Life – direct life insurance

Some of the benefits of MLC Essential Life are:

• Up to $1 million insurance to help protect your family
• 100% of the death benefit payable on diagnosis of a Terminal Illness
• $10,000 advanced death benefit that can help with funeral costs
• Protection, all day, every day from anywhere in the world
• Quick and easy over the phone application
• Access to Best Doctors, a specialist medical information service, at no extra cost¹

¹ When accessing the service, you may incur personal expenses such as faxing or mailing any completed information and consent forms to Best Doctors.

Please read the product disclosure statement for information about the terms of the insurance before you apply for cover.

The maximum amount of cover you can apply for depends on your age:

Your cover increases with inflation (up to 3%) each year and you can keep your MLC Essential Life insurance until you're 75.

MLC Essential Life is easy to set up. There are no medical examinations required and all Australian permanent residents aged 18-64 can apply (as long as you do not already have an MLC Essential Life policy).