Instalment gearing

What is instalment gearing?Instalment gearing case study

 

Instalment gearing enables you to invest in approved managed funds on a monthly basis, using a combination of your own funds and money borrowed through your Facility.

By investing regularly, you can 'average' the price you pay for your investments and not have to worry about trying to time your entry into the market.

Establishing Instalment gearing with your Facility
A NAB Margin Lending Facility can be set up with instalment gearing that provides you with the ability to invest in approved managed funds on a monthly basis. The features of instalment gearing include:

• a minimum loan limit of $20,000 (with an initial minimum loan drawdown of $5,000)
• a minimum contribution by you of $250 each month from your own funds and a minimum loan contribution of $500 from your Facility each month
• a choice of managed funds to invest in from our extensive list of approved managed funds
• the choice of variable and fixed rate loans
• the ability to switch managed funds
• the option of increasing your contributions
• the convenience of direct debit for your monthly contributions

Please note that different fund managers may have additional minimum investment requirements.

To establish instalment gearing with your NAB Margin Lending Facility, you need to provide us with written instructions by completing the Request to establish instalment gearing form.

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