NAB Base Variable Rate Home Loan

A simple easy-to-manage home loan with a low ongoing variable rate and $0 ongoing fees.

NAB Base Variable Rate Home Loans offer a low rate and $0 ongoing monthly fees, $0 redraw fees, and $0 switch fee. You can also increase repayment frequency and amounts without paying additional fees, so you could save money and own your home sooner.

• Contact a Mobile Banker

Product Overview

Additional repayments		You can make extra repayments to pay off your loan sooner.
Redraw (minimum $2000)		Easily access extra cash if you’re ahead of scheduled repayments.
Repayment holiday		Take a break from repayments if you’re ahead of scheduled repayments.
Interest only payment option		5 years interest only (paid monthly in arrears) for investors and owner-occupiers.
Maximum loan size as % of property value	95%	Borrow up to 95% of the property’s value so you don’t have to wait until you’ve saved a large deposit.
Flexible repayment options		Weekly, fortnightly or monthly. (‘Interest only’ option payable monthly.)
Split loans		You can take out 2 different loans for the same property with just 1 application fee.
Portability		If you buy another home, you could keep the same loan and secure it against your new home.
Available as part of Choice Package		Not available with Choice Package.
Interest rates		View current interest rates.