Finding the right investment loan

Support your property investment portfolio with flexible loan features that assist your cash flow. Have funds on call to take advantage of market opportunities, or utilise a fully flexible investment portfolio.

Apply for a home loan.

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Using your home loan to create wealth

You may have built up equity in your home, so here are a few strategies to access this equity that may help your investment purchase:

  • Repay interest only on an investment loan to maximise your repayments on non-deductible debt, such as your home loan for your primary residence.
  • Repay interest only annually in advance to help bring forward tax-deductible interest payments and reduce your taxable income.
  • Use debt recycling to build wealth, by using your income and tax savings from gearing to repay non-deductible debt first. This enables you to use more of your equity.

Finding loan features that work for you

Getting more flexibility with a line of credit

Our lines of credit offer the flexibility to use your home loan like an overdraft. We set a credit limit and you access your funds when you like, using them however you want. For example, as you build equity in your property, you can withdraw the funds and invest them elsewhere.

You only pay interest on the funds you use. Depositing money into your line of credit reduces your interest charges.

We offer three lines of credit:

Getting more help