Important information before you start

Information you will need to know

You can complete a full application form, which takes about 20 minutes. One of our home loan specialists will contact you within 2 business days to assist you with your home loan needs, let you know the next steps and any further information we may need to progress your home loan application.

You are required to meet the following criteria to apply for a NAB Defence Force Home Loan.

  • You must be the DHOAS certificate holder
  • You must be one of the applicant/borrower of the loan you request
  • You must be an owner of the security property (either solely or jointly)
  • The property must be used for 100% owner occupied purposes e.g. you can't rent part of the property to individuals or businesses.

Before you start your NAB Defence Force Home Loan online application, make sure you will be able to tell us:

  • Your DHOAS Certificate number
  • What you earn each month (wages, salaries, other)
  • Details of any existing loans, such as personal loans, leasing and any other personal debts
  • Information about any credit or store cards, including credit limits and current balances
  • Details of savings and investments, including account details and credit balances
  • A list of other assets, including investment properties, shares, car(s), furniture, other insured assets and their value
  • Living expenses, calculated on a per month basis
  • Your driver's licence number
  • If you are renting, your landlord's name and phone number

Before you apply for a home loan it's a good idea to check your finances with our budget planner.

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If you need any help with the application form, call us on 1300 651 656.