How to apply for a NAB Personal Loan

 

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Applying will take around 10-15 minutes to complete.

You need to:

  • be 18 years of age or older
  • be a permanent Australian resident
  • have a regular income or wage, and be able to make the loan repayments (which you can check with our loan repayment calculator)
  • choose an amount from $5,000 - $80,000.

You can apply by yourself, or with one other person (joint application).

Things to have handy:

  • email address and contact details
  • driver's licence number
  • income and employment details (e.g. employer name, address and number)
  • expense details (e.g. rent, insurance payments, general living expenses which you can check with our budget planner)
  • asset details, including the value of any homes, cars, or other assets
  • liability details, including what you owe on any loans, credit or store cards.

After you apply we'll:

  • send you an email to confirm we've received your application
  • call you within two business days to confirm some details
  • tell you what you need to provide to verify your application details.

Getting your money:

  • after approval, we'll take three to four working days to prepare your loan contract(s)
  • you'll need to visit the NAB branch you selected to review and sign your contracts
  • new customers will need to provide proof of identity
  • your funds will be provided via bank cheque(s) or deposited in a NAB account.

Important information:

A personal loan offers flexibility and control. But it’s important to remember, like any debt, you will have to repay it. If you are unsure as to whether you will be able to manage repayments for a new personal loan, then you should not consider taking up a personal loan from NAB at this point in time.

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