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Personal Finance > Personal loans > How to apply

How to apply

Quick links to apply online* in only 15 minutes

Personal Loan Personal Project Loan Tertiary Student Package Deferred Repayment Loan
Apply online Apply online Pre-application online
If you need any help with your online application, please call 1300 651 656

What happens after you apply for a NAB Personal Loan or NAB Personal Project Loan?

  • you will receive a confirmation email to confirm your application* has been received
  • we will generally advise you of the outcome of your application* by email. In some cases we may phone you or write to you about your application*.
  • if your application* is approved, we will tell you how to verify your application* details and how to access your loan funds.

* Tertiary Student Package Deferred Repayment Loan is a Pre-application only

Help to apply for a personal loan in three easy steps

Step 1 - Choose the right personal loan for you

 

Step 2 - Get the information you'll need to complete your application

You'll need:

  • identification to satisfy an AUSTRAC 100 point test (if you are a new NAB customer)
  • your driver's licence details 
  • the value of your home and car, if applicable, and any other assets
  • the amount owing on your loans, credit cards or store cards
  • your income and employment details
  • your enrolment details (only if applying for a TSP Deferred Repayment Loan)
  • refer to the detailed list of documents required

You can apply if you are:

  • Over 18 years of age
  • Are a wage or salary earner
  • Are a permanent Australian resident
  • (If apply for a Tertiary Student Package Deferred Repayment Loan - A full-time tertiary student at a University, TAFE, Agricultural College or Registered Training Organisation

 

Step 3 - Choose your option to apply

Online:

Phone:

Apply over the phone by calling 13 13 12 from 8am to 9pm EST, 7 days a week.
Hearing impaired customers with telephone typewriters can contact us on 13 36 77 from 8am to 8pm EST, Monday to Friday.

Branch:

Apply at any NAB Branch

Terms and conditions available upon application. Fees and charges are payable.  Subject to normal lending criteria.


 
 
 
 
 
 
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