NAB Qantas card

NAB Qantas Card

Maximise your Qantas Frequent Flyer points from everyday purchases.

Apply for a NAB Qantas card

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Overview

  • Two cards on one account – The American Express® card gives you maximum points earning and the MasterCard® gives you added worldwide acceptance.
  • Earn Qantas Frequent Flyer points on everyday purchases (up to $3,000 per month).
  • Complimentary Qantas Frequent Flyer membership (required to earn points)
  • Purchase Protection Insurance.
  • Balance transfers at just 4.99% pa. for 6 months.
  • Additional cardholder at no extra cost. (You stay responsible for all use of the account.)
  • Add Lost Card Cover.

Benefits of American Express

  • Shop online at your favourite US and UK stores with delivery to Australia via Globaleshop.
  • Overseas and emergency assistance with American Express Global Assistance 24 hours a day, 7 days a week.
  • Access to the offers, promotions and services of the American Express Network
  • Retail, dining, travel and entertainment offers through American Express SelectsTM
  • Online fraud protection

American Express is a registered trademark of American Express Company.

Benefits of MasterCard

MasterCard® and the MasterCard® Brand Mark are registered trademarks of MasterCard® International Incorporated.

Rates and fees

Purchases: 20.24% pa.
Cash advances: 21.74% pa.
Balance transfers: 4.99% pa. for up to 6 months (read more about balance transfers).

Annual card fee: $65
Other fees may apply

Annual card fee and interest rates are subject to change. Correct as at 3 May 2011. View full details of fees and charges.

Rewards

Earn Qantas Frequent Flyer points on everyday purchases and redeem them for rewards including flights, accommodation and entertainment.

Earning Qantas Frequent Flyer points

Your NAB Qantas Card account has two cards attached to it. The American Express card gives you maximum points earning and the MasterCard gives you added worldwide acceptance. Earn Qantas Frequent Flyer points on everyday purchases and redeem them for rewards including flights, accommodation and entertainment.

Plus, earn 1 bonus point for every dollar you spend on your NAB Qantas Card on selected Qantas products and services, including eligible Qantas flights. (More information)

Total spent on eligible purchases
per statement cycle (both cards)		 American Express MasterCard
For the first $1000 ($0 - $1,000) 1 point per $1 1 point per $2
For the next $2000 ($1,001 - $3,000) 1 point per $2 1 point per $4
After the first $3,000 ($3,001+) No further points No further points

Points will be allocated on a tiered basis, first on your NAB Qantas American Express Card spend, then on your NAB Qantas MasterCard® spend.

Complimentary Qantas Frequent Flyer Membership

To earn points you need to be a member of the Qantas Frequent Flyer program. You can join at qantas.com.au/joinffnab. All Qantas Frequent Flyer points are credited directly to your membership, making it even easier to redeem rewards.

If you’re not already a Qantas Frequent Flyer member, we've arranged for the Qantas Frequent Flyer membership joining fee to be waived when you join at qantas.com.au/joinffnab. That’s a saving of $82.50.

Once you have your Membership Number (obtained through qantas.com.au/joinffnab) you can include it in your credit card application. We'll link your cards to your membership before we send them to you.

The Qantas Frequent Flyer program Terms and Conditions apply. For more information, visit qantas.com.au/frequentflyer.

Everyday purchases exclude:

  • cash advances
  • bills paid over the counter at a bank, financial institution or post office
  • purchases of travellers cheques
  • transactions for gambling or gaming purposes
  • when the card is used as a debit card to access linked accounts
  • transactions we decide are wholly or partly for a business or investment purpose
  • fees and charges (including government fees and charges)
  • interest charges
  • transactions which are disputed, fraudulent or involve abuse of your credit card account
  • payments and purchases which are refunded or reimbursed.

Points are offered in accordance with the NAB Qantas Credit Card Account Reward Terms and Conditions, which you can find on the Credit card terms and conditions page. You must be a Qantas Frequent Flyer member to earn and redeem points. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com.au/frequentflyer. Points are earned on eligible purchases only.

Apply online

It's easy, secure and only takes 10 minutes.

Apply online

Call 13 13 12

Mon-Fri: 7am-9pm
Weekends: 8am-9pm
(AEST/AEDT)

Visit a branch

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Lost Card Cover

For $59 a year you can have Lost Card Cover from Secure Sentinel.

Secure Sentinel offers to keep a confidential list of any cards that you'd want to cancel if you lost them. If you do lose any of those cards, Secure Sentinel will contact the issuer(s) to cancel the cards and help you order replacements. This is a 24 hour, 7 day service.

Secure Sentinel also offers:

  • cover for any fraudulent use of the cards from the time you call them until they've called the card issuer
  • help cancelling your Australian passport and organising a replacement from the nearest Australian Embassy
  • an advance of up to $1000 cash for 30 days if your wallet is stolen (conditions apply)
  • to temporarily block your mobile phone if it's stolen
  • coded tags for your keys and luggage to help get them back to you if they're found
  • registration of possessions you can identify through a serial number.

You can get more information, including the full terms and conditions (including terms and conditions) from Secure Sentinel on 1800 022 043.

Lost Card Cover is provided by Secure Sentinel Pty Limited. ABN 53 054 235 157 of 100 Arthur Street, North Sydney NSW 2060.

 
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MasterCard SecureCode

Extra security when you shop online

MasterCard SecureCode is a free way to add an extra layer of security when you shop online with participating retailers.

When you register you'll create a password and a "personal assurance message". When you shop online with a participating retailer you'll see your personal assurance message, which lets you know that your purchase will be protected.

Once you've seen your personal assurance message, enter your password. We check and confirm your password, and then your purchase can go ahead. Without your password, the store won't accept your MasterCard.

Additional cardholders can register for MasterCard SecureCode separately, with their own password and personal assurance message.

 
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Purchase Protection Insurance

Use your card to pay for a new personal retail item in full and if it's lost, stolen or accidentally damaged any time in the next 90 days you're covered for the cost of repairing or replacing it.

There are some limits and exclusions – see the Purchase Protection Insurance Policy Document (PDF 168kb). This insurance is supplied by Chubb Insurance Company of Australia.

 
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Earning bonus Qantas Frequent Flyer points

You will earn 1 Bonus Point for every dollar charged to your Card Account for the purchase in Australia of the following services directly from Qantas (i.e. where Qantas, and not its agent, is identified as the merchant on the credit card transaction):

  • Qantas flights;
  • Qantas Club and Qantas Frequent Flyer memberships; and
  • Purchases from “Qantas Travel” customer shopfronts.

Unless otherwise notified, Bonus Points will not be earned in relation to purchases from: Qantas Freight; Qantas Holidays Limited; Qantas Business Travel Pty Limited; other businesses or franchisees of Jetset Travelworld Ltd; Qantas Staff Travel; Jetstar Airways Pty Limited; or other Jetstar-branded businesses, or for goods or services supplied by Qantas Frequent Flyer program partners.