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Full banking access with premium extras
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Upgrade to NAB Gold Banking if you want a premium account for when you’re travelling or on the move. In addition to electronic, branch and cheque access, you’ll get unlimited foreign currency transactions, including overseas ATM access, at no extra cost.
A NAB Gold Visa Debit card is also included at no extra cost. Enjoy greater flexibility and premium extras, such as complimentary NAB Gold Overseas Travel Insurance1.
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Monthly account fee  |
$10
Or, pay no monthly account service fee when you deposit at least $5,000 per month
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Unlimited
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- All NAB and redi ATMs in Australia
- Most overseas ATMs at no extra cost
- NAB branch deposits and withdrawals
- NAB Internet Banking
- NAB Telephone Banking
- EFTPOS
- NAB Visa Debit card
- Optional cheque book
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| You’ll also benefit from |
- A NAB Gold Visa Debit Card
- NAB Gold Overseas Travel Insurance1
- NAB Gold Purchase Protection Insurance1
- Verification by Visa
- Daily cash withdrawal of $2,000 using NAB Gold Visa Debit card
- No minimum or opening balance requirements – open your account with just $1
- Access to your money through the NAB and rediATM networks with no additional ATM fees
- Access to ATMs overseas anywhere the PLUS sign is displayed
- Six monthly statement, however if NAB Visa Debit option is taken, statements are provided every two months
- Check your balance, withdrawal or deposit history at any Australia Post Bank@Post outlet
- no foreign currency conversion fees
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Enhanced security with:
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NAB Gold Visa Debit cards with chip technology - all NAB Gold Visa Debit cards are embedded with an electronic chip which securely stores data, such as card number and expiry date, that was previously only held on the magnetic strip. This innovation makes the information on your card more secure and more difficult to copy.
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Visa Zero Liability2 – by choosing the ‘credit button’ at the point of purchase with your NAB Gold Visa Debit card, you’ll have peace of mind on your side. That’s because if there are any unauthorised transactions on your account, you’ll be reimbursed.
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Extra protection for NAB Internet Banking, at no extra cost, with NAB SMS security
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NAB Defence security promise
Apply now for NAB Gold Banking
Read frequently asked questions
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| Overdraft facility |
Link your account to a NAB Personal Overdraft facility to provide you with extra money, up to an agreed limit, to cover everday expenses
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| Link a savings account |
A savings account can be a great way to to keep your everyday money separate from your savings:
- NAB iSaver is a high interest online savings account with no transaction or account keeping fees, and links directly to your NAB bank account
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It's easy - you can apply at the same time as you apply for your NAB bank account
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| Fees and charges |
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| Apply now |
New customer? You can apply online for NAB Gold Banking right now - it's easy and takes less than 10 minutes

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Existing NAB everyday banking customer? You can swap online right now - it takes less than 5 minutes

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| Other ways to apply |
Alternatively, you can apply by calling us on 13 13 12, Monday - Friday 7am - 9pm AEST/AEDT, Saturday & Sunday 8am - 9pm AEST/AEDT, or at any NAB branch.
Before applying, please read the Terms and Conditions and Fees and Charges Guide.
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*To receive the bonus interest, the deposit must made to the account on or before the second last banking day of the month.
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