NAB Visa Debit - Press 'credit'
Visa advantages. Your money. Added security.

NAB smart everyday accounts provide the added convenience of a NAB Visa Debit card at no extra cost. And although it carries the Visa name it’s not a credit card.
Instead, the NAB Visa Debit card is one of the most convenient ways to access your money and manage your everyday banking. But it’s more than that. By pressing credit, you’ll open up a whole new world of benefits when you make purchases in-store. Plus, you’ll still get all the benefits that Visa has to offer when you shop online.
Watch a quick snapshot of the advantages of NAB Visa Debit here:

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and shop with your own money
Make purchases with your own money wherever Visa is accepted. You’ll also benefit from unlimited transactions and no daily limit on your spending provided you have enough cash in your account.
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for Visa worldwide access
Access your money at any of the 29 million outlets worldwide where Visa is accepted.
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for added security
- 90 Day Purchase Protection Insurance1 – if you drop your new laptop or misplace your new handbag, don’t worry. NAB Visa Debit insures your purchases for the first 90 days at no extra cost (conditions apply).
- Read NAB Gold Visa Debit Insurance Policy Document (PDF)
- Read NAB Visa Debit Insurance Policy Document (PDF)
- Visa Zero Liability2 – with NAB Visa Debit, you’ll have peace of mind on your side. That’s because if there are any unauthorised transactions on your account, you’ll be reimbursed.
When can I press credit?
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| ATM Balance Enquiry | ![]() |
| ATM Cash Withdrawals | ![]() |
| Overseas ATM Cash Withdrawals | ![]() |
| Purchases made in Australia | ![]() |
| Purchases with ‘Cash Out’ | ![]() |
| Overseas in-store purchases | ![]() |
You can still press CHQ or SAV for all these transactions, but you won't be able to take advantage of Visa's added security benefits.
Additional Visa advantages
Verified by Visa.
With Verified by Visa you can register for a personalised password at nab.com.au/verifiedbyvisa, so that when you purchase online at participating merchants using your NAB Visa Debit card, the transaction can’t be authenticated unless the password is entered.
Access to Visa Entertainment.
From live concerts and cinema, to sporting events and lifestyle offers, Visa Entertainment brings the best entertainment experiences directly to you.
To find out more about the latest offers visit www.visaentertainment.com.au
Unlimited convenience
NAB Visa Debit provides you with unlimited use of NAB ATMs and redi ATMs for no extra cost when linked to a NAB smart everyday account.
Find your nearest NAB ATM here.
More information
- Find out more about using your NAB Visa Debit card
- Register for NAB Internet Banking
- For NAB Gold Visa Debit: National Australia Bank Limited has obtained Purchase Protection Insurance under Master Policies issued by Chartis Australia Insurance Limited ABN 93 004 727 753 AFSL 381686. The benefits under these Master Policies are extended to NAB Gold Visa Debit cardholders. The terms, conditions and exclusions of Purchase Protection Insurance are specified in the NAB Gold Visa Debit Insurance Policy Document and may be amended from time to time. Please note: for Emergency and Medical Assistance while travelling overseas, please contact Travel Guard on reverse charge call to Australia +61 2 9251 4298. this overseas assistance service is subject to the terms and conditions of the NAB Gold Visa Debit Insurance Policy For NAB Visa Debit: This is only a brief summary of the benefits and exclusions may apply. Purchase Protection Insurance for NAB Visa Debit card is issued by Zurich Australian Insurance Limited, ABN 13 000 296 640, AFSL 232507, of 5 Blue Street, North Sydney, NSW 2060. The terms, conditions and exclusions of Purchase Protection Insurance are specified in the Purchase Protection Insurance Policy Document and may be amended.
- Cardholder's liability is limited to zero for unauthorised transactions, provided the cardholder notified NAB of unauthorised Visa transactions, and there is no evidence of cardholder negligence, fraud or collusion.


